Just double-checking myself before getting going on a new Chase SSale. Owner previously qualified for loan mod, but then neglected to sign the final paperwork as the $$ amount of the modification was so low. Owner is HAFA qualified, so does Chase require HAFA determination before Short Sale? I typically list and get an offer in hand before sending anything to a bank and my experience with HAFA has been totally unreasonable list price requirements.

So ... do I go through the front end HAFA stuff with Chase, or just list, get an offer and then send everything in?