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Yes sir! Like Bryant said.."Why not". I also have a SunTrust approval where the borrower sought out a loan mod, was his 2nd property and was only 2 months late. We worked it and got it discounted from $112,000 owed to final approval of $21,900.
No deficiency, no prom note.
I say play up the fact that he got a loan mod and STILL can't make it. That's a TRUE hardship and one that will be on your side to get APPROVED. Work it brother. Put together a great package. Document his late bills and/or anything to prove your case.
Welcome to the site and good luck.
that would be great if I could get that contact info... [email protected] is my personal e-mail or text it to 706-577-2279...
thanks so much for the guidance
Start with knowing who the investor is. If it's Fannie Mae backed and Fannie approved a HAMP Modification on this client and he is not able to sustain the payments he DEFINITELY is eligable for HAFA Short Sale. :)
Jennifer Hart
KW
360.521.8504 cell
Another agent in my office has a short sale that is Suntrust and she lost 4 offers (one was my buyer) and after a year and a half, they final approved her 5th offer for the short sale.
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