I hope that someone can answer my question for me. I was recently laid off from a title company that I processed short sales for. The way this company worked was that we would add $500-$600 to the settlement fee, seller/lender side, on all short sale files that WE processed. Many times, as everyone knows, the lender would reduce the amount. If this happened, my title company would NOT fight for the higher amount or ask the agents to contribute in any way. We felt like it was a "win some lose some" situation. And since the files were still closing at this title company anyway, the company was still able to make money and pay the processing department.

Does anyone know if this is legal? I would like to process from home, as I did prior to all the short sales coming about. I will obviously need to partner with a title company for my HUD, Title search ad closing needs. I just don't want to meet with title companies and be unknowingly suggesting a business partnership in which the title company or I would be doing something we weren't supposed to. Please if anyone can help to answer my question, I would really appreciate ALL responses :)