I have a FHA short sale and the only thing holding up getting an ATP from Wells Fargo is a lien release or letter from attorney that they will release the lien at closing once lien is paid. The buyer has agreed to pay the lien at COE and of course, it cannot close w/ a lien on it, so title will ensure that is released at COE. The attorney will not do a letter at all without a $125 fee which my seller does not have. They make a total of $400 per month w/ 3 kids due to unemployment....so go figure what $125 means to them. Does anyone have experience doing a FHA short sale w/ HOA lien on title, and getting it approved? Thanks!

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call me if you want to discuss. 864-485-9283

Unless a lien is over $2500 they are generally cosidered to be resolvable title issues as defined in ML 08-43 and an ATP can be issued without a lien release.

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