OK, agents -here's the million dollar question (I hope): 

Where are some creative places to find homeowners who might be in default?  It's always easy to find customers who have been served with a lis pendens/NOD, but what about the people who HAVEN'T been served?  In our state, it often takes months or even years before notice gets filed with the state, and I'd like to be able to hone in on some of that shadow market without doing the same-old same-old blanket mailings and sphere-of-influence marketing.

Anyone care to bounce some ideas off the wall?  Facebook ads perhaps, or a dedicated short sale website?  Airplane banners?  Church bulletins?  Free pie and punch?