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Mark. For the lender/investor it's all about the NET. They are only willing to go so low. In most cases even if they could they can't because of the guidelines that have been given them from their investors. Most of my investors are buying and holding for rentals right now. Prices are so low in my area properties are throwing off good cash flow again.
Definitely going back at a lender later can have a different outcome. Time is the great equalizer when it comes to short sales.
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