I am having a problem with HUD! Has anyone dealt with them? I have gotten my Seller approved for the short sale and they are giving us till May9th. On that date they will file a foreclosure. I have submitted offers but they will NOT negotiate. They say they have a formula, they plug them into computer and that's it! NO negotiating! My Seller got an 80/20 loan. They got an appraisal and now want 89% of appraisal. They are forgetting they only own 80% of the loan. So they want $55,440 She owes… Continue