Valorie Stover Quality Realtor
  • Female
  • Mission Viejo, CA
  • United States
  • CA
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Valorie Stover Quality Realtor's Page

Latest Activity

Jonathan V. Maceli replied to Valorie Stover Quality Realtor's discussion BofA holds first and second! First will be paid off@ in the group Equator
"Thanks for the information!"
Oct 26, 2010
Kelly Timm replied to Valorie Stover Quality Realtor's discussion BofA holds first and second! First will be paid off@ in the group Equator
"Jonathan, we are all at the mercy of the banks. When you were told the file was in underwriting, they probably meant that the file had been assigned to a negotiator there. The length of time depends on a few things... does the loan have MI?…"
Oct 24, 2010
Jonathan V. Maceli replied to Valorie Stover Quality Realtor's discussion BofA holds first and second! First will be paid off@ in the group Equator
"I am a buyer on a 'B of A' Short Sale. The sellers have a 1st and 2nd out with 'B of A.' I am not sure how much they owe on either. We offered a competive price (list price). We were just informed by the agent (dual representing…"
Oct 24, 2010
Valorie Stover Quality Realtor replied to Valorie Stover Quality Realtor's discussion BofA holds first and second! First will be paid off@ in the group Equator
"I think we are the ponds in their game. I'm can't wait to see what they do when they are holding the first and second."
Oct 9, 2010
Kelly Timm replied to Valorie Stover Quality Realtor's discussion BofA holds first and second! First will be paid off@ in the group Equator
"BofA is full of it! They will only allow 3K to a Jr but expect more from other banks. Its all such a game!"
Oct 9, 2010
Valorie Stover Quality Realtor replied to Valorie Stover Quality Realtor's discussion BofA holds first and second! First will be paid off@ in the group Equator
"Amazing, I had one where BofA was the first and Wells Fargo was the second and BofA would only allow the second $3,000. I was lucky both accepted the short sale with nothing being brough in to close."
Oct 8, 2010
Kelly Timm replied to Valorie Stover Quality Realtor's discussion BofA holds first and second! First will be paid off@ in the group Equator
"Yes, they do seconds in Equator. I have a Wells 1st and BofA 2nd and just got approval via Equator. Its different though and we ended up having to bring 8K in to close since Wells would only offer 3k. Typical and good luck on your SS!!!!"
Oct 8, 2010
Valorie Stover Quality Realtor replied to Richard Beach's discussion 1st lien release-need help in the group Equator
"They will know what the amount is and it will show on your acceptance letter."
Oct 2, 2010
Valorie Stover Quality Realtor added a discussion to the group Equator
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BofA holds first and second! First will be paid off@

BofA holds the first and second. The first will be paid in full but not the second. My client is the buyer and from what I can see the listing agent hasn't done any short sales with BofA. It is a large office, so I am hoping someone will tell him how to do this. I just sent in the offer and I am crossing my figures.Has anyone been in this position with BofA? Do they do the seconds in Equator also?Thanks for any help!ValorieSee More
Oct 2, 2010
Valorie Stover Quality Realtor replied to nancy whatever's discussion Equator accepts and then rejects after accepting in the group Equator
"Acceptance of their counter offer doesn't make it a fact. You can accept every counter offer they send but until you have that letter of acceptance in your hand you have nothing!"
Oct 2, 2010
Valorie Stover Quality Realtor replied to Lynn Snider's discussion BofA and 2nd lien holder in the group Bank of America Short Sales
"Do you mean, you have it in writing on the acceptance letter or was it on the counter offer that they stated that how much they would pay the second? The counter offer can change many times before you get an acceptance. Check with the closing…"
Sep 24, 2010
Valorie Stover Quality Realtor replied to Nancy Campbell's discussion B of A not extending Trustee Sale dates?? in the group Bank of America Short Sales
"On the last one that I did with BofA they extended the Trustee sale 4 times but they would only do it 3 days before the sale. They also extended the closing. Wish I could help you."
Sep 22, 2010
Valorie Stover Quality Realtor replied to Dean and Sonia Carver's discussion Accepted Offer Reneged On in the group Bank of America Short Sales
"Yes, they will counter back even after you accept their first, second, or third offer. We accepted 4 offers from them before we got our approval letter. Just hang in there!"
Aug 19, 2010
Valorie Stover Quality Realtor replied to Christine Donovan's discussion Buyer Paid Closing Costs in the group Bank of America Short Sales
"Yes, they didn't even pay everything that the seller should have paid. The buyer paid some of the sellers cost."
Aug 12, 2010
Valorie Stover Quality Realtor replied to Joe Barnwell's discussion Got a BOA approval with full waiver of deficiency in the group Bank of America Short Sales
"They do get it right sometimes! Mine took 5 months but got waiver from BofA for first and a waiver from Wells Fargo on the second. Very happy client!"
Aug 11, 2010
Valorie Stover Quality Realtor replied to MD's discussion Can you submit multiple offers for a property into Equator? in the group Equator
"The Equator program allows the listing agent to load in more than one offer. Of coure this isn't smart to do. Let BofA decide on one at a time. Good luck!"
Jul 24, 2010

Profile Information

First Name
Valorie
Last Name
Stover
State
CA
City
Mission Viejo
My Profile
I have been in real state for many years. Started in MA when in my early 20s, Have gone though many ups and downs in the industary, I found working with short sales is caring about the people involved and my goal is to help them deal with all the requirements of the transaction.

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