I had a couple come into my office yesterday who said they never received notice of foreclosure from Wells Fargo (Yeah, I know. But I have to give them the benefit of the doubt). They were trying to qualify for loan modification and apprarently did not. They said the only reason they found out was because someone came to their door saying they saw the public notice in the paper and was soliciting their services.

They are set for auction on courthouse steps March 1st.

 Now I have done many short sales but none this close to foreclosure. If they were turned down for loan modification, shouldn't they have been considered for HAFA? And will it be possible to get the foreclosure postponed this late in the game or am I wasting my time?

I sent in 3rd party authorization yesterday, so with any luck I will be able to speak with someone today.

Any thoughts would be most appreciated.