Is US Bank just lying to my seller? My seller fell behind on his payments when he was un/under employed.  His house is not under water necessarily and he can now make the payments so US Bank said initially that he would qualify for a repayment plan. He has a renter in his house now and we have provided US Bank with the lease and the written plan to get his loan payments current.  They keep saying that they have all of the documentation now and that they are reviewing his file and all looks good.  There is only about a week left before the Redemption period is up before they could post the property for auction.  So...Is US Bank just lying to my seller? Do they really approve re-payment plans?