I have a short sale with Wells Fargo in first place and Chase as junior.  The junior started out with National City, but seller says he later got notice that he had to pay to Chase.  Not sure if National City sold loan to Chase or whether Chase only services this loan for National City (now PNC). 

Has anybody been able to close a HAFA short sale with Chase in second place?  In other words, will Chase accept the maximum 6% allowable under HAFA.  Loan amount is about $86,000. 

Seller just asked Wells Fargo to be HAFA qualified and to get the SSA.  Since Wells Fargo appears to be servicing the loan for Freddie Mac, we can't accept an offer before we have the SSA without being automatically becoming ineligible for a HAFA short sale.  My experience with Chase has been mostly with them being in first place and I have not had a HAFA short sale with them in second place.  Just trying to get an idea of what to expect so that we don't waste time waiting for the Wells Fargo SSA and then find out that HAFA is not an option because Chase won't play ball.