What is BoA offering on NON-MORTGAGE 2nd liens? The seller has a credit card debt that is clouding the title and the lienholder has agreed to the standard $2500 from BoA, however BoA claims that they will only pay 2nd liens that are mortgages. I've already received a counter offer with seller-paid closing costs at 4% of purchase price (which I expected them to chop to 3%). Is it too late in the game to increase the closing costs to cover the $2500 as long as their 85.05% is netted? What are your thoughts & experiences with non-mortgage 2nd's with BoA VA Compromises?  Thanks for your input Superstars!