Per borrower, NO 2nd lien information available. Stopped paying over a year ago, no coupons, paperwork, can't remember name, etc... All she knows is that it went to an unknown collections agency.  Title just shows Mortgage Electronic Registration Systems, Inc. as nominee for Fidelity & Trust Mortgage, Inc with original loan amount. It doesn't show up on her credit report. Shows up on MERS as inactive, no information.  Need any other resources to find where the 2nd is laying dormant.

Thanks in advance.