I have been working with a client who has been working on getting a loan mod, (which they are now coming to grips on will not happen and will now short sale). They have an FHA loan that is with BofA. They have not received an NOD or NOT from BofA but they have definatly not been making their payments for quite some time and technically should have had all of that filed. They have now received a Notice of Trustee Sale from their HOA company for deliquent dues. I have been trying to get in touch with the Attorney handling the Trustee Sale and he will not return any of my calls.

 

Any advice on how to handle this? I have never had an HOA Company file a NOT before.

 

Thanks :-)

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Amen to Harry's answer - If they are not making their mortgage I always advise them to at least keep the HOA fees current, some lenders don't even pay delinquent fees, is this a Super Lien state?  If so they are in even worse trouble....

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