The seller called BOA yesterday and was told that although his loan was handed off to Fannie Mae several months ago as a result of the Countrywide fiasco (serviced by BOA, of course), it has somehow been listed as belonging ultimately to Freddie Mac. Under Fannie Mae's HAFA program, the seller is responsible for soliciting and presenting a short sale offer; under Freddie Mac's program, I'm not eligible for HAFA because...there's already a short sale offer. Both do participate in HAFA, but under opposite rules.
My negotiator tells me that he qualifies for the HAFA 3K, but they do not pay it. I can not put it on the HUD.
Any suggestions?
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