The PMI co. is Genworth.  The rep in the SS department I spoke with says the MI co is not requiring a cash contribution or any promissory note.  I can't shake the feeling this is TOO GOOD TO BE TRUE.  The approval letter says they are releasing the lien, but doesn't say one way or the other if the balance will be pursued.  I have a feeling my client is going to have Genworth doggedly pursuing them in a few years when they are back on their feeling.  I guess I have a couple of questions.  1- Does anyone have contact info for Genworth and 2- What is the best way to protect my clients from deficiency liability?