I have sellers who are separated and living separately. Not divorced yet. Home is owned by both, on deed and mortgage. Will need to be a short sale. Ocwen is their lender. Wife is still living in home, husband has moved out. Should wife fill out Ocwen's financial worksheet with just her info?  Or include husband? Husband makes enough money to pay the mortgage, but not when his separate household expense is added in. Will husband need to sign a quit claim deed to complete the short sale?  Ocwen has suggested that to the seller. Any advice would be appreciated!

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