Ben Benita's Posts - Short Sale Superstars2024-03-29T08:35:47ZBen Benitahttps://shortsalesuperstars.com/profile/BenBenitahttps://storage.ning.com/topology/rest/1.0/file/get/3144296184?profile=RESIZE_48X48&width=48&height=48&crop=1%3A1https://shortsalesuperstars.com/profiles/blog/feed?user=1xyvmnb4gvz90&xn_auth=noSorry.....There's Just No Such Thing As A Great "But"!!!tag:shortsalesuperstars.com,2018-01-29:3468065:BlogPost:3918472018-01-29T01:30:00.000ZBen Benitahttps://shortsalesuperstars.com/profile/BenBenita
<p>While it IS possible to have a great "BUTT", eat right and get in those squats, there is simply NO such thing as a great "BUT"!!!!</p>
<p></p>
<p>I could lose the weight.....BUT</p>
<p>I could improve my relationship....BUT</p>
<p>I could get more clients...BUT</p>
<p>I could close more short sales...BUT</p>
<p> </p>
<p>Just be honest....start following<span> </span>"but" with this phrase:</p>
<p></p>
<p>"but....it's just not that important to me"</p>
<p></p>
<p>and watch how it puts things…</p>
<p>While it IS possible to have a great "BUTT", eat right and get in those squats, there is simply NO such thing as a great "BUT"!!!!</p>
<p></p>
<p>I could lose the weight.....BUT</p>
<p>I could improve my relationship....BUT</p>
<p>I could get more clients...BUT</p>
<p>I could close more short sales...BUT</p>
<p> </p>
<p>Just be honest....start following<span> </span>"but" with this phrase:</p>
<p></p>
<p>"but....it's just not that important to me"</p>
<p></p>
<p>and watch how it puts things into perspective.</p>
<p></p>
<p><span style="margin: 0px; padding: 0px; border: 0px; font-variant-numeric: inherit; font-variant-east-asian: inherit; font-stretch: inherit; line-height: inherit; font-family: -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, Helvetica, Arial, sans-serif; vertical-align: baseline; color: #000000;">If you REALLY want to make those resolutions happen, start saying this phrase to the people who will be affected if you DID follow through on those resolutions:</span></p>
<p></p>
<p><span style="margin: 0px; padding: 0px; border: 0px; font-variant-numeric: inherit; font-variant-east-asian: inherit; font-stretch: inherit; line-height: inherit; font-family: -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, Helvetica, Arial, sans-serif; vertical-align: baseline; color: #000000;">"Honey, I could lose weight so that I can live longer, be healthier, be better in bed, be a better role model for the kids......BUT it's is just not that important to me!!!"</span></p>
<p></p>
<p><span style="margin: 0px; padding: 0px; border: 0px; font-variant-numeric: inherit; font-variant-east-asian: inherit; font-stretch: inherit; line-height: inherit; font-family: -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, Helvetica, Arial, sans-serif; vertical-align: baseline; color: #000000;">"Kids, I could be making more money so that we can live in a better neighborhood, take more trips together, help more people less fortunate than us.....BUT it's just not that important to me!!!"</span></p>
<p></p>
<p><span style="margin: 0px; padding: 0px; border: 0px; font-variant-numeric: inherit; font-variant-east-asian: inherit; font-stretch: inherit; line-height: inherit; font-family: -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, Helvetica, Arial, sans-serif; vertical-align: baseline; color: #000000;">No More Excuses!!!</span><br style="color: #000000; font-family: -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, Helvetica, Arial, sans-serif;"/></p>
<p><span style="margin: 0px; padding: 0px; border: 0px; font-variant-numeric: inherit; font-variant-east-asian: inherit; font-stretch: inherit; line-height: inherit; font-family: -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, Helvetica, Arial, sans-serif; vertical-align: baseline; color: #000000;">No More "Buts"!!</span></p>
<p></p>
<p>Making A Difference One Post At A Time!!! </p>
<p><a href="http://www.BenBenita.com">www.BenBenita.com</a></p>
<p><a href="mailto:Ben@BenBenita.com">Ben@BenBenita.com</a></p>
<p></p>
<p>#BBenita123</p>
<p>#Inspiration</p>
<p>#InspirationalQuotes</p>
<p>#Motivation</p>
<p>#MotivationalQuotes</p>"Short Sale Tip - How To Get Your Voice Mail Heard FIRST!!!♥♥♥tag:shortsalesuperstars.com,2014-03-28:3468065:BlogPost:3469492014-03-28T23:13:56.000ZBen Benitahttps://shortsalesuperstars.com/profile/BenBenita
<p></p>
<p><span style="font-family: 'comic sans ms', sans-serif;">When leaving a message, ALWAYS hit the "#" sign after your message.</span></p>
<p><span style="font-family: 'comic sans ms', sans-serif;">Not all, but most messaging systems will allow you to mark your message as "urgent" after you do this.</span></p>
<p></p>
<p><span style="font-family: 'comic sans ms', sans-serif;">What does this mean?</span></p>
<p><span style="font-family: 'comic sans ms', sans-serif;">When marked as…</span></p>
<p></p>
<p><span style="font-family: 'comic sans ms', sans-serif;">When leaving a message, ALWAYS hit the "#" sign after your message.</span></p>
<p><span style="font-family: 'comic sans ms', sans-serif;">Not all, but most messaging systems will allow you to mark your message as "urgent" after you do this.</span></p>
<p></p>
<p><span style="font-family: 'comic sans ms', sans-serif;">What does this mean?</span></p>
<p><span style="font-family: 'comic sans ms', sans-serif;">When marked as "urgent", your message gets moved ahead of EVERYONE else that called before you, and, is noted as "URGENT" when played back!!!</span></p>
<p><span style="font-family: 'comic sans ms', sans-serif;">If the person you are trying to reach has 20 messages, he/she will not only hear yours first, but will also hear it marked as "urgent".</span></p>
<p></p>
<p><span style="font-family: 'comic sans ms', sans-serif;"><strong>BEST MOVE - DO IT TWICE!!!!</strong></span></p>
<p><span style="font-family: 'comic sans ms', sans-serif;">When you call back the second time, and hit "#" again, say this:</span></p>
<p></p>
<p><span style="font-family: 'comic sans ms', sans-serif;">"....sorry to be calling you again, but, I was not certain I left you the account number I was calling about on my previous message...."</span></p>
<p></p>
<p><span style="font-family: 'comic sans ms', sans-serif;">Gives you a clean and "easy" reason to leave 2 "urgent" voice mails!!!!</span></p>
<p></p>
<p><span style="font-family: 'comic sans ms', sans-serif;">If you need help processing your short sales, please contact:</span></p>
<p><strong><span style="font-family: 'comic sans ms', sans-serif;">Ben Benita</span></strong></p>
<p><strong><span style="font-family: 'comic sans ms', sans-serif;">Ben@ShortSaleShop.net</span></strong></p>
<p><strong><span style="font-family: 'comic sans ms', sans-serif;">Toll Free - 855-50-SHORT</span></strong></p>✰"Short Sale Tip - How To Get Your Voice Mail Heard FIRST!!!"✰tag:shortsalesuperstars.com,2014-03-14:3468065:BlogPost:3462452014-03-14T18:11:10.000ZBen Benitahttps://shortsalesuperstars.com/profile/BenBenita
<p></p>
<p><span style="font-family: 'comic sans ms', sans-serif;">When leaving a message, ALWAYS hit the "#" sign after your message.</span></p>
<p><span style="font-family: 'comic sans ms', sans-serif;">Not all, but most messaging systems will allow you to mark your message as "urgent" after you do this.</span></p>
<p></p>
<p><span style="font-family: 'comic sans ms', sans-serif;">What does this mean?</span></p>
<p><span style="font-family: 'comic sans ms', sans-serif;">When marked as…</span></p>
<p></p>
<p><span style="font-family: 'comic sans ms', sans-serif;">When leaving a message, ALWAYS hit the "#" sign after your message.</span></p>
<p><span style="font-family: 'comic sans ms', sans-serif;">Not all, but most messaging systems will allow you to mark your message as "urgent" after you do this.</span></p>
<p></p>
<p><span style="font-family: 'comic sans ms', sans-serif;">What does this mean?</span></p>
<p><span style="font-family: 'comic sans ms', sans-serif;">When marked as "urgent", your message gets moved ahead of EVERYONE else that called before you, and, is noted as "URGENT" when played back!!!</span></p>
<p><span style="font-family: 'comic sans ms', sans-serif;">If the person you are trying to reach has 20 messages, he/she will not only hear yours first, but will also hear it marked as "urgent".</span></p>
<p></p>
<p><span style="font-family: 'comic sans ms', sans-serif;">BEST MOVE - DO IT TWICE!!!!</span></p>
<p><span style="font-family: 'comic sans ms', sans-serif;">When you call back the second time, and hit "#" again, say this:</span></p>
<p></p>
<p><span style="font-family: 'comic sans ms', sans-serif;">"....sorry to be calling you again, but, I was not certain I left you the account number I was calling about on my previous message...."</span></p>
<p></p>
<p><span style="font-family: 'comic sans ms', sans-serif;">Gives you a clean and "easy" reason to leave 2 "urgent" voice mails!!!!</span></p>
<p></p>
<p><span style="font-family: 'comic sans ms', sans-serif;">If you need help processing your short sales, please contact:</span></p>
<p><span style="font-family: 'comic sans ms', sans-serif;">Ben Benita</span></p>
<p><span style="font-family: 'comic sans ms', sans-serif;">Ben@ShortSaleShop.net</span></p>
<p><span style="font-family: 'comic sans ms', sans-serif;">Toll Free - 855-50-SHORT</span></p>Which Banks Are Currently Paying 8% - 10% commission to agents on their Portfolio Loan Short Sales?tag:shortsalesuperstars.com,2013-07-27:3468065:BlogPost:3262292013-07-27T22:51:32.000ZBen Benitahttps://shortsalesuperstars.com/profile/BenBenita
<p>For those that saw us on the short sale cruise in February – YOU ALREADY KNOW!!!</p>
<p> </p>
<p>For those agents that are currently making better use of their time and letting us process your short sales – YOU ALREADY KNOW!!!</p>
<p> </p>
<p>FINALLY you can get what you are worth!!!</p>
<p> </p>
<p>Short sales are can take dozens of hours to complete and some banks finally are admitting THEY LOSE MORE MONEY when they have to foreclose!!!!</p>
<p> </p>
<p>In our first monthly newsletter - …</p>
<p>For those that saw us on the short sale cruise in February – YOU ALREADY KNOW!!!</p>
<p> </p>
<p>For those agents that are currently making better use of their time and letting us process your short sales – YOU ALREADY KNOW!!!</p>
<p> </p>
<p>FINALLY you can get what you are worth!!!</p>
<p> </p>
<p>Short sales are can take dozens of hours to complete and some banks finally are admitting THEY LOSE MORE MONEY when they have to foreclose!!!!</p>
<p> </p>
<p>In our first monthly newsletter - "News From Short Sale Shop"</p>
<p></p>
<p>we will tell you:</p>
<p> </p>
<p>1) Which two BIG BANKS that are paying up to 8% commission on their portfolio loan short sales (where they are both the Servicer AND the Investor)</p>
<p>and</p>
<p>2) WHICH BIG BANK CURRENTLY OFFERS UP TO 10% COMMSSION TO AGENTS THAT COMPLETE THEIR PORTFOLIO LOAN SHORT SALES!!!!</p>
<p> </p>
<p>For those that want to know NOW, want to sign up for our newsletter, or want help processing THEIR short sales, email me - Ben@ShortSaleShop.net</p>
<p> </p>
<p>On behalf of the team at Short Sale Shop, we wish all agents helping homeowners continued success!!!</p>
<p> <a href="http://www.ShortSaleShop.net">www.ShortSaleShop.net</a></p>Should Your Seller Miss Payments - WELL, WHEN PAYMENTS ARE LATE, FREDDIE MAC WILL APPROVE A LOWER OFFER!!!tag:shortsalesuperstars.com,2013-07-19:3468065:BlogPost:3241862013-07-19T00:00:20.000ZBen Benitahttps://shortsalesuperstars.com/profile/BenBenita
<p></p>
<p>Servicer - Wells Fargo<br></br>Investor - Freddie Mac<br></br>Mortgage Insurer - NONE</p>
<p><br></br>We received this in Equator this morning, apparently:</p>
<p></p>
<p>Equator Message:</p>
<p>Offer in Review The Investor is requiring a net of $242,000 based on the deliquency of this file. Discuss with the buyer how they would like to reach the net requested. Due to the fact that the borrower is current on the mortgage, the minimum net proceeds (mnp) is substantially higher than a property…</p>
<p></p>
<p>Servicer - Wells Fargo<br/>Investor - Freddie Mac<br/>Mortgage Insurer - NONE</p>
<p><br/>We received this in Equator this morning, apparently:</p>
<p></p>
<p>Equator Message:</p>
<p>Offer in Review The Investor is requiring a net of $242,000 based on the deliquency of this file. Discuss with the buyer how they would like to reach the net requested. Due to the fact that the borrower is current on the mortgage, the minimum net proceeds (mnp) is substantially higher than a property that is delinquent. The current offer does not meet the required mnp.<br/>Jul 16</p>
<p>hhhmmmmm.....isn't that interesting?????</p>
<p>Miss payments, and they will approve a lower offer?????</p>
<p>Contact Short Sale Shop - Info@ShortSaleSHop.net</p>
<p>to learn how we can help you close your short sales!!!!</p>I think I now have 6 different ISSUES with B of A that I would LOVE to tell local media about. My newest one, input WELCOMEtag:shortsalesuperstars.com,2013-07-16:3468065:BlogPost:3236272013-07-16T18:13:16.000ZBen Benitahttps://shortsalesuperstars.com/profile/BenBenita
<p></p>
<p>B of A HELOC is DEMANDING that the Buyer pay for and SEND THEM an appraisal.</p>
<p>Without this, he will close the file. <br/>My negotiator actually told me to FIND A NEW BUYER, one that will pay for and SEND THEM an appraisal?????!!!!</p>
<p>Are you Serious!!!!<br/>I have escalation contacts....but this is just ABSURD!!!!</p>
<p>WHY WOULD ANY BUYER PAY FOR AN APPRAISAL FOR THE BANK BEFORE GETTING AN APPROVAL LETTER!!!</p>
<p>DUMB DUMB DUMB (kindest words I could find)</p>
<p></p>
<p>B of A HELOC is DEMANDING that the Buyer pay for and SEND THEM an appraisal.</p>
<p>Without this, he will close the file. <br/>My negotiator actually told me to FIND A NEW BUYER, one that will pay for and SEND THEM an appraisal?????!!!!</p>
<p>Are you Serious!!!!<br/>I have escalation contacts....but this is just ABSURD!!!!</p>
<p>WHY WOULD ANY BUYER PAY FOR AN APPRAISAL FOR THE BANK BEFORE GETTING AN APPROVAL LETTER!!!</p>
<p>DUMB DUMB DUMB (kindest words I could find)</p>Short Sales - 8 years in, first time I have had this happen!!!tag:shortsalesuperstars.com,2013-07-07:3468065:BlogPost:3221722013-07-07T20:49:08.000ZBen Benitahttps://shortsalesuperstars.com/profile/BenBenita
<p>We have been helping agents all over the country process their short sales and THIS IS A NEW SITUATION:</p>
<p> </p>
<p>We were working with a smaller bank and THEY ACTUALLY ASKED US TO HELP THEM WRITE THEIR APPROVAL LETTER!!!</p>
<p>Yep, first short sale the bank had ever done.</p>
<p> </p>
<p>They asked us what documents they needed to see, and, asked us to send them a copy of an approval letter from another bank so they could see what it looked like. The short sale was quickly approved…</p>
<p>We have been helping agents all over the country process their short sales and THIS IS A NEW SITUATION:</p>
<p> </p>
<p>We were working with a smaller bank and THEY ACTUALLY ASKED US TO HELP THEM WRITE THEIR APPROVAL LETTER!!!</p>
<p>Yep, first short sale the bank had ever done.</p>
<p> </p>
<p>They asked us what documents they needed to see, and, asked us to send them a copy of an approval letter from another bank so they could see what it looked like. The short sale was quickly approved and the approval letter was of course almost word for word from what we told them.</p>
<p> </p>
<p><strong>Needless to say - WE GOT THAT SHORT SALE APPROVED!!!!!</strong></p>
<p> </p>
<p>All my best to everyone helping homeowners......if you are having "short sale headaches", contact me so I can help!!!</p>
<p> </p>
<p>Sincerely,</p>
<p>Ben Benita</p>
<p>Ben@ShortSaleShop.net</p>
<p>855-50-SHORT</p>
<p><a href="http://www.ShortSaleShop.net">www.ShortSaleShop.net</a></p>
<p> </p>Just when I thought MAYBE B of A had turned the corner.....NOPE....They Still Hire INCOMPETENCE!!!!tag:shortsalesuperstars.com,2013-03-22:3468065:BlogPost:3049872013-03-22T18:01:15.000ZBen Benitahttps://shortsalesuperstars.com/profile/BenBenita
<p></p>
<p></p>
<p>......and I quote:</p>
<p></p>
<p>"......no Mr. Benita, you are not yet authorized on the account so I can NOT GIVE YOU THE PHONE NUMBER FOR THAT DEPARTMENT!!!"</p>
<p></p>
<p>Uh....really? I need to be authorized for you to give me a phone number?</p>
<p></p>
<p>NEEDLESS to say I called someone I know at the bank and "got my way"......BUT IT SEEMS B of A STILL has some MORONIC policies!!!</p>
<p></p>
<p>Best of luck to ANYONE dealing with these!!!</p>
<p></p>
<p></p>
<p></p>
<p>......and I quote:</p>
<p></p>
<p>"......no Mr. Benita, you are not yet authorized on the account so I can NOT GIVE YOU THE PHONE NUMBER FOR THAT DEPARTMENT!!!"</p>
<p></p>
<p>Uh....really? I need to be authorized for you to give me a phone number?</p>
<p></p>
<p>NEEDLESS to say I called someone I know at the bank and "got my way"......BUT IT SEEMS B of A STILL has some MORONIC policies!!!</p>
<p></p>
<p>Best of luck to ANYONE dealing with these!!!</p>
<p></p>WTF is "litigation status" on a short sale?!?!?!?!tag:shortsalesuperstars.com,2013-03-18:3468065:BlogPost:3036872013-03-18T23:45:36.000ZBen Benitahttps://shortsalesuperstars.com/profile/BenBenita
<p></p>
<p></p>
<p>New one -</p>
<p></p>
<p>Anyone know WTF "litigation status" means? </p>
<p>Pardon the "WTF" if you are offended but I hit a roadblock this afternoon with a SCHMUCK of a negotiator who said she could not even tell me what that means!!!! </p>
<p></p>
<p>We can do NOTHING on the file while it is in this status and I am trying to see exactly what it is (I do have calls in to higher ups but figured I would check here as well).....</p>
<p></p>
<p>Any input is welcome, I am at…</p>
<p></p>
<p></p>
<p>New one -</p>
<p></p>
<p>Anyone know WTF "litigation status" means? </p>
<p>Pardon the "WTF" if you are offended but I hit a roadblock this afternoon with a SCHMUCK of a negotiator who said she could not even tell me what that means!!!! </p>
<p></p>
<p>We can do NOTHING on the file while it is in this status and I am trying to see exactly what it is (I do have calls in to higher ups but figured I would check here as well).....</p>
<p></p>
<p>Any input is welcome, I am at Ben@ShortSaleShop.net if you want to buzz me off here.</p>Advanced Question - What is the difference between the Investor and the Trustee on the note?tag:shortsalesuperstars.com,2012-06-12:3468065:BlogPost:2414352012-06-12T17:10:25.000ZBen Benitahttps://shortsalesuperstars.com/profile/BenBenita
I am working on a NIGHTMARE short sale with........<br />
<br />
Can anyone guess?<br />
<br />
Bank Of America - WINNER WINNER WINNER<br />
<br />
I was told the Investor on the note is Bank of NY.<br />
Contacted them directly, and, they said they are the "Trustee" on the loan and that B of A has final and sole decision making power?<br />
<br />
Huh, anyone know the difference or can better explain what the "Trustee's" role is on the loan or short sale?<br />
<br />
I have calls in to the 3 persons I know at Bank of NY, BUT being a little "anxious" would…
I am working on a NIGHTMARE short sale with........<br />
<br />
Can anyone guess?<br />
<br />
Bank Of America - WINNER WINNER WINNER<br />
<br />
I was told the Investor on the note is Bank of NY.<br />
Contacted them directly, and, they said they are the "Trustee" on the loan and that B of A has final and sole decision making power?<br />
<br />
Huh, anyone know the difference or can better explain what the "Trustee's" role is on the loan or short sale?<br />
<br />
I have calls in to the 3 persons I know at Bank of NY, BUT being a little "anxious" would like to know as soon as possible what the "Trustee" does?<br />
<br />
If anyone has an answer to this while I wait to hear back, I would sure love to hear.<br />
<br />
Thanks!!!Bank Of America FOECLOSED ON BY HOMEOWNER - YOU JUST GOTTA LOVE THIS!!!!!tag:shortsalesuperstars.com,2011-06-08:3468065:BlogPost:1134402011-06-08T13:47:28.000ZBen Benitahttps://shortsalesuperstars.com/profile/BenBenita
<p> </p>
<p>You know you will love this:</p>
<p> </p>
<p><a href="http://www.huliq.com/3257/sweet-justice-main-street-homeowner-forecloses-bank-america">http://www.huliq.com/3257/sweet-justice-main-street-homeowner-forecloses-bank-america</a></p>
<p> </p>
<p>B of A foreclosed on a guy that paid CASH for his home......the guy TRIED to get it straight with B of A, they ignored him (can anyone here relate to being ignored by B of A)????</p>
<p> </p>
<p>He took them to court, WON, was ignored…</p>
<p> </p>
<p>You know you will love this:</p>
<p> </p>
<p><a href="http://www.huliq.com/3257/sweet-justice-main-street-homeowner-forecloses-bank-america">http://www.huliq.com/3257/sweet-justice-main-street-homeowner-forecloses-bank-america</a></p>
<p> </p>
<p>B of A foreclosed on a guy that paid CASH for his home......the guy TRIED to get it straight with B of A, they ignored him (can anyone here relate to being ignored by B of A)????</p>
<p> </p>
<p>He took them to court, WON, was ignored AGAIN, and, foreclosed on the B of A branch......AWESOME!!!!!</p>
<p> </p>
<p>This is what you are up against dealing with short sales.......I have a LONG list of homeonwers that are just LOVING this story.</p>
<p> </p>
<p>Good stuff.</p>
<p> </p>
<p>All my best to everyone handling short sales!!!!</p>
<p> </p>Why we ALL HATE EQUATOR - New Buyerstag:shortsalesuperstars.com,2011-06-01:3468065:BlogPost:1112362011-06-01T23:24:16.000ZBen Benitahttps://shortsalesuperstars.com/profile/BenBenita
<p>I have an escalated file with B of A, and, after 14 months hanging in there, the Buyer pulled out while we were working on obatining a short payoff on teh delinquent condo fees (can't say I blame them for walking after 14 months).</p>
<p> </p>
<p>With an APPROVED dollar amount, we quickly found a new BUyer, and, were just informed that WE GET TO START THE PROCESS OVER BECAUSE EQUATOR DOES NOT PERMIT BUYER NAMES TO BE SWITCHED).</p>
<p>Good times and teh Buyer, Seller, agnts, attorneys and…</p>
<p>I have an escalated file with B of A, and, after 14 months hanging in there, the Buyer pulled out while we were working on obatining a short payoff on teh delinquent condo fees (can't say I blame them for walking after 14 months).</p>
<p> </p>
<p>With an APPROVED dollar amount, we quickly found a new BUyer, and, were just informed that WE GET TO START THE PROCESS OVER BECAUSE EQUATOR DOES NOT PERMIT BUYER NAMES TO BE SWITCHED).</p>
<p>Good times and teh Buyer, Seller, agnts, attorneys and title company could all not be happier.</p>
<p> </p>
<p>Weird thing - this is a B of A portfolio loan ("BANA"), yep it is THEIR OWN MONEY that is sitting as a non-performing note/asset.</p>
<p> </p>
<p>I ahve 2 calls in to asset managers, and, the ususal esclation group I send short sale issues with.</p>
<p> </p>
<p>Just when you think B of A and Equator are good to work with WHAM, back to reality!!!!</p>
<p> </p>
<p>Thanks B of A...I saw they made the NUMBER ONE company for one thing:</p>
<p> </p>
<p>WORST CUSTOMER SERVICE:</p>
<p> </p>
<p><a href="http://money.msn.com/investing/the-2011-customer-service-hall-of-shame.aspx?cp-documentid=6821116&GT1=33002">http://money.msn.com/investing/the-2011-customer-service-hall-of-shame.aspx?cp-documentid=6821116&GT1=33002</a></p>
<p> </p>
<p>sorry to all for venting, but, short sales get to me sometimes....</p>Fannie Mae Help - contact needed....total BS...pardon the language, but, I call'm as I see'mtag:shortsalesuperstars.com,2010-09-20:3468065:BlogPost:491832010-09-20T18:37:05.000ZBen Benitahttps://shortsalesuperstars.com/profile/BenBenita
<p></p>
<p>Quickie -</p>
<p>I had a short sale approval in November 2009 WITH 6% to agents, 3% closing cost credits, and $3040 to the second lien. Buyer could not get financing and pulled out.</p>
<p></p>
<p>Approval letter I got today, roughly 8 months later:</p>
<p></p>
<p>5% to agents</p>
<p>2% closing costs</p>
<p>$2080 to second lien</p>
<p></p>
<p>I have spent a GREAT deal of time trying to learn what the issue is and why the BIG change (Wells Fargo is the Servicer and they had no…</p>
<p></p>
<p>Quickie -</p>
<p>I had a short sale approval in November 2009 WITH 6% to agents, 3% closing cost credits, and $3040 to the second lien. Buyer could not get financing and pulled out.</p>
<p></p>
<p>Approval letter I got today, roughly 8 months later:</p>
<p></p>
<p>5% to agents</p>
<p>2% closing costs</p>
<p>$2080 to second lien</p>
<p></p>
<p>I have spent a GREAT deal of time trying to learn what the issue is and why the BIG change (Wells Fargo is the Servicer and they had no idea).</p>
<p></p>
<p>Anyone know anything?</p>
<p>Anyone have a good contact at Fannie to at least give me an explanation?</p>
<p></p>
<p>you can reach me off here at <a href="mailto:BBenita@comcast.net">BBenita@comcast.net</a> if yoou do not want to post the contact info. you may have.</p>
<p></p>
<p>Thanks</p>
<p></p>
<p>Ben Benita</p>Short Sale Approval Letters ARE just OFFER LETTERStag:shortsalesuperstars.com,2010-08-16:3468065:BlogPost:434402010-08-16T01:00:13.000ZBen Benitahttps://shortsalesuperstars.com/profile/BenBenita
<p>Can not stress this enough.....EVERYTHING on a short sale is negotiable, including ANYTHING that comes over on an approval letter.....</p>
<p></p>
<p>If you or the Seller does not like wording, commission amounts, or short sale consequences, then ASK THEM TO CHANGE THE LETTER!!!!</p>
<p></p>
<p>Most will if you negotiate properly.</p>
<p></p>
<p>Now go kick some butts!!!</p>
<p>Ben Benita, Speaker, Author, Radio Guest</p>
<p>BBenita@Comcast.net</p>
<p>Can not stress this enough.....EVERYTHING on a short sale is negotiable, including ANYTHING that comes over on an approval letter.....</p>
<p></p>
<p>If you or the Seller does not like wording, commission amounts, or short sale consequences, then ASK THEM TO CHANGE THE LETTER!!!!</p>
<p></p>
<p>Most will if you negotiate properly.</p>
<p></p>
<p>Now go kick some butts!!!</p>
<p>Ben Benita, Speaker, Author, Radio Guest</p>
<p>BBenita@Comcast.net</p>Free Short Sale Tip You Can Use ASAPtag:shortsalesuperstars.com,2010-02-18:3468065:BlogPost:162482010-02-18T08:30:05.000ZBen Benitahttps://shortsalesuperstars.com/profile/BenBenita
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt; mso-margin-top-alt: auto; mso-margin-bottom-alt: auto"><span style="FONT-FAMILY: 'Verdana','sans-serif'; COLOR: black; FONT-SIZE: 8.5pt">One of the simplest negotiating tips:</span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt; mso-margin-top-alt: auto; mso-margin-bottom-alt: auto"><span style="FONT-FAMILY: 'Verdana','sans-serif'; COLOR: black; FONT-SIZE: 8.5pt">When you leave a voice mail message for your negotiator (I know, they…</span></p>
<p style="MARGIN: 0in 0in 0pt; mso-margin-top-alt: auto; mso-margin-bottom-alt: auto" class="MsoNormal"><span style="FONT-FAMILY: 'Verdana','sans-serif'; COLOR: black; FONT-SIZE: 8.5pt">One of the simplest negotiating tips:</span></p>
<p style="MARGIN: 0in 0in 0pt; mso-margin-top-alt: auto; mso-margin-bottom-alt: auto" class="MsoNormal"><span style="FONT-FAMILY: 'Verdana','sans-serif'; COLOR: black; FONT-SIZE: 8.5pt">When you leave a voice mail message for your negotiator (I know, they "usually" answer the phone, but play along with me here).</span></p>
<p style="MARGIN: 0in 0in 0pt; mso-margin-top-alt: auto; mso-margin-bottom-alt: auto" class="MsoNormal"></p>
<p style="MARGIN: 0in 0in 0pt; mso-margin-top-alt: auto; mso-margin-bottom-alt: auto" class="MsoNormal"><span style="FONT-FAMILY: 'Verdana','sans-serif'; COLOR: black; FONT-SIZE: 8.5pt">When you complete your message, hit "#" to send it with urgency. Doing this will often page your negotiator, send them a text directly to their computer, and, for some it will actually send them an e-mail.....good stuff.....</span></p>