kathleen shaffer
  • Morgan Hill, CA
  • United States
  • california
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Working here in Silicon Valley. San Jose, Morgan Hill, Gilroy. I have handled 5 short sales this year, two back in 2008 and my own short sale foreclosure back in 2007. I am currently negotiating with Chase, BofA and US Bank. I have been able to keep my commisision at 6% and save my buyers $15K in closing costs even when the appraisal came in 15K less. Let me know of your referral needs over here. I am happy to help you.

Kathleen shaffer's Blog

Deficiency Judgment on Second with BofA

Posted on April 16, 2010 at 7:36am 5 Comments

My seller has a first and second mortgage on their primary residence. We are in short sale negotiations and have an approved offer from BofA. My sellers are nervous about signing the def judgment waiver to allow BofA to pursue in the fuure. This only pertains to the second, since it was not purchase money. The amount of $44,000 is low, so I have been told that if the seller just waits 3-4 months they can contact the second lien holder and negotiate a lower settlement, say up to 10%, they…


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