Wendy Rulnick
  • Female
  • Destin, FL
  • United States
  • Florida
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melissa ludwig joined Wendy Rulnick's group
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Citi

Citi Short Sale InformationSee More
Sep 4
melissa ludwig joined Wendy Rulnick's group
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Bank of America Short Sales

This group is for information, tips and solutions for Bank of America Short Sales.  See More
Sep 4
melissa ludwig joined Wendy Rulnick's group
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Chase

Working with all divisions of Chase. Share tips, stories, reference info!This group is for information, tips and solutions for Chase short sales.See More
Sep 4
melissa ludwig joined Wendy Rulnick's group
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Wells Fargo Short Sales

Wells Fargo and ASC (America's Servicing Company)This group is for information, tips and solutions for Wells Fargo short sales.See More
Sep 4
Barbara Wing commented on Wendy Rulnick's group Help Me!
"Hi fellow Realtors! been awhile since I have been here but boy do I need help!I have a Celink reverse mortgage that was just transferred to Novad for servicing. For starters, If the owner is alive and not in a facility, does he have to occupy the…"
Feb 12
Esperanza Butler Realtor joined Wendy Rulnick's group
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Short Sale Referrals

Post your referral needs here! Join this group to be automatically notified of new referrals for listings or buyers!See More
Dec 10, 2020
Esperanza Butler Realtor liked Wendy Rulnick's group Short Sale Referrals
Dec 10, 2020
Esperanza Butler Realtor liked Wendy Rulnick's group Bank of America Short Sales
Dec 10, 2020
Ronald Hood joined Wendy Rulnick's group
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VA Compromise Sales

Group devoted to discussions for Veterans Administration short sales, called Offers in Compromise, or VA Compromise Sales.See More
Sep 28, 2020
Steve Nomura joined Wendy Rulnick's group
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Wells Fargo Short Sales

Wells Fargo and ASC (America's Servicing Company)This group is for information, tips and solutions for Wells Fargo short sales.See More
Sep 12, 2020
Wendy Rulnick commented on Jeff Payne's group Regions Bank
"Who has done a recent Regions short sale?"
Sep 4, 2020
Wendy Rulnick commented on Stephanie Lim's group FHA - HUD Short Sales
"Greetings, Bill! From the land of open beaches and open gyms!  I did see your comments and I have not encountered such an FHA situation, I'm sorry to say.  I don't see any shot, but think Brett has given you good advice!"
May 18, 2020
Wendy Rulnick commented on Stephanie Lim's group FHA - HUD Short Sales
"I agree with Brett's timeline below."
May 18, 2020
Sandra Henderson liked Wendy Rulnick's group Short Sale Referrals
May 5, 2020
Sandra Henderson liked Wendy Rulnick's group Short Sale Referrals
May 5, 2020
Wendy Rulnick liked Melissa Polce's discussion Getting things back in order to do Shorts again...Wow, 10 years later
May 5, 2020

Wendy Rulnick's Discussions

Site Rules

Started Nov 3, 2015 0 Replies

Kondaur Capital

Started this discussion. Last reply by Catherine Gheen Jun 26, 2019. 3 Replies

Somerset NJ Possible Short Sale Listing Referral - PLACED

Started this discussion. Last reply by Wendy Rulnick Apr 12, 2014. 1 Reply

 

Wendy Rulnick's Page

Profile Information

First Name
Wendy
Last Name
Rulnick
Are you a...
Agent
State
Florida
City
Destin, Sandestin, Santa Rosa Beach, Fort Walton Beach, Niceville, Navarre, Crestview, Rosemary Beach, Watercolor
My Profile
Wendy Rulnick, Broker/Owner of Rulnick Realty, Inc., specializes in Destin short sales, pre-foreclosures, and REO listings on the Emerald Coast of Florida: Destin, Santa Rosa Beach, Fort Walton Beach, Niceville, Bluewater Bay, Navarre, Seagrove Beach, Watercolor, Sandestin, Seaside, Dune Allen, Blue Mountain Beach, Freeport, Rosemary Beach, Mary Esther, Shalimar, Crestview, Eglin AFB, Hurlburt Field. Her slogan is well known: "It's Wendy! It's Sold!" Wendy has helped many homeowners avoid foreclosure. See her website for help with Destin short sales.
Wendy has been featured in "Kiplinger Personal Finance Magazine" and "Florida Realtor Magazine" as a short sale specialist. She is a prolific short sale blogger who writes about real estate and short sales. She and Bryant Tutas developed Short Sale Superstars to teach real estate agents how to do short sale transaction. Together they have produced an instructional webinar about short sale processing that is available on this website.
Call Wendy Rulnick at 850-259-0422

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Picky Agent Saves Buyer Money – Okaloosa Island – Destin, FL

  They say salespeople are not detail oriented. Well, they should be. My picky OCD personality has helped me market, sell, and close many Emerald Coast of Florida properties over the years.  Being picky helps the client.  Correct representation is imperative. Details can be dollars. Just recently, this picky agent sold a waterfront condo on […]

The post Picky Agent Saves Buyer Money – Okaloosa Island – Destin, FL appeared first on .

Florida Real Estate Contract – Important Appraisal Deadline Change

  The Florida Realtors/Florida BAR contract for sale and purchase of real estate will change effective November 1.   Important updates to the financing clause addressing appraisals may affect you. Now, the mortgage approval deadline will also include the receipt of a satisfactory appraisal. The previous version of the contract did not have an appraisal deadline. BACKGROUND: […]

The post Florida Real Estate Contract – Important Appraisal Deadline Change appeared first on .

SOLD! Two Condos – Palm Court Yacht Club, Okaloosa Island, Fort Walton Beach, FL 32548

Just sold! Two condos in Palm Court Yacht Club – Unit 208 and another unit (to be named upon closing) on the penthouse level at 321 Bream Ave, Okaloosa Island, in Fort Walton Beach, Florida! Palm Court Yacht Club is a little known waterfront condo complex on Okaloosa Island. To get there, you must drive […]

The post SOLD! Two Condos – Palm Court Yacht Club, Okaloosa Island, Fort Walton Beach, FL 32548 appeared first on .

It’s SOLD! Case Study: Emerald Grande W226, Destin, Florida 32541

It’s Wendy… It’s Sold! Unit W226, Emerald Grande condo, 10 Harbor Blvd., Destin, Florida 32541 This Emerald Grande four bedroom condo in the corner stack had a tremendous view of Destin Harbor, the Choctawhatchee Bay, Crab Island, and the Gulf of Mexico.  Although the floor number is “2”, this condo was actually seven floors above […]

The post It’s SOLD! Case Study: Emerald Grande W226, Destin, Florida 32541 appeared first on .

83 Earl Rd. – Acre Lot – Waterfront – Lake Powell Coastal Dune Lake, Inlet Beach FL 32461

Just Listed – Lot 17, 83 Earl Rd., Inlet Beach, Florida 32461 To find a lot of this magnitude in South Walton, less than a mile from the Gulf of Mexico, located directly on Lake Powell, at almost an full acre – is unheard of. Offered now for sale for those seeking privacy, yet moments […]

The post 83 Earl Rd. – Acre Lot – Waterfront – Lake Powell Coastal Dune Lake, Inlet Beach FL 32461 appeared first on .

Wendy Rulnick's Blog

VA Compromise Sale Net Change - Good News!

Posted on November 21, 2013 at 1:53pm 0 Comments

VA Compromise Sale percentage

They finally did it! After years of the VA Compromise Sale net requirement being 88.13% of the VA liquidation appraisal value, it has been reduced! It is now 85.05%.  The VA Circular 16-13-15, “New Percentage to Determine Net Value” made the change…

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How to Get VA Compromise Sale Approved Netting Less Than 88.13%

Posted on August 2, 2013 at 2:45pm 2 Comments

VA Compromise Sales

I just got an amazing approval on a Crestview Florida VA Compromise Sale from BB&T!  You know the Veterans Administration requirement that the net proceeds of the sale be no less tham 88.13% of the appraised value? And the requirment that the VA Compromise Sale appraisal is firm for six months? This was a breakthrough approval…

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Your Short Sale is Declined! Bank of America's Version of "DENIED!"

Posted on April 7, 2013 at 6:24am 1 Comment

I finally broke down and responded to an automated Bank of America email survey.  The email was titled "Help Us Improve Our Process."  I received the email because one of my Destin short sales was declined in Equator. Why? Our seller was a day late getting us newly requested documents. We had to re-initiate the short sale a few days later.…

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HAP Program Ending September 30 2012 - Other Options For Military

Posted on September 19, 2012 at 3:30pm 2 Comments

If you were stationed at Eglin Air Force Base, Hurlburt Field or Duke Field, were PCSd and need to sell, your HAP option is about over.  You must act NOW if you think you qualify for the program, to avoid …
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Eglin AFB HAP Private Sale Option

Posted on May 22, 2012 at 12:00pm 0 Comments

Eglin HAP agent  

Did you know you don’t have to be “upside down” in your mortgage to use the HAP program? That’s right! Military members who PCS’d from Eglin Air Force Base, Hurlburt Field, Duke Field or Whiting Field should know their options! Most people think HAP is only…
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Comment Wall (20 comments)

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At 7:21am on May 8, 2013, Maurizio S. Muzzetto said…

"boccone " nice bait of good food, dinner , lunch, breakfast ;-))

At 7:19am on May 8, 2013, Maurizio S. Muzzetto said…

" risate", LOL ;-)

At 7:19am on May 8, 2013, Maurizio S. Muzzetto said…

"gonfie vele", quando tutto ve bene, come quando esci al mare con la barca a Vela( sailboat) e` ce` tanto vento che fa andare la barca veloce.

At 7:17am on May 8, 2013, Maurizio S. Muzzetto said…

"gonfie vele", e

At 7:12am on May 8, 2013, Maurizio S. Muzzetto said…

Wendy , bella , qui va tutto a gonfie vele, e tu come stai , non vedo l`ora di incontrarti e farci quattro risate e mangiarci un boccone , naturalmente.

At 11:48am on November 26, 2012, Steven Angelil said…
Hi Wendy here they are if you're doing hafa:https://www.spservicing.com/assistanceprograms/hafaprogram.aspx
At 9:55am on May 15, 2012, Kim Wennerberg said…

Thanks, Wendy! :)

At 3:53pm on March 8, 2012, Mark Horan said…

I joined over a year ago. I really need to get more involved.

At 3:52pm on December 20, 2010, Kenneth Fountain said…

Thanks Wendy!

This is a great site filled with lots of great information.

It is a wonderful accomplishment and gives hope to lots of people trying to battle these banks.

At 1:21pm on December 9, 2010, Patrick Thurmond said…
Thanks Wendy! I too look forward to some great networking and sharing ideas. Hopefully you will consider me a resource in the Central Florida area. I work Orlando to Tampa, based in Lakeland.
 
 
 

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