Virginia johns
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Modification

Started this discussion. Last reply by Virginia johns Feb 13, 2013. 6 Replies

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Fannie Mae Help

Started this discussion. Last reply by Brett Goldsmith Nov 6, 2012. 1 Reply

I have been working on this short sale since June. Got a great offer submitted got a reply from negociator at BOA just a few small changes and now its been over 3 weeks and status - Offer Analysis:…Continue

Looking for someone in help with short sale

Started this discussion. Last reply by Brian Avery Sep 18, 2012. 3 Replies

Need recommdation for short sale help in the Maryland area. I have a property listed with BOA/HAFA program. Haven't had any showings for over 6 weeks and BOA has indicated since its under the HAFA…Continue

Approval BOA

Started this discussion. Last reply by Thom Colby CA Brkr 888-391-5245 Aug 23, 2012. 12 Replies

I received my approval letter from BOA which included 8% of what was owed to Real Time Resoultion the second lien. BOA also gave HIN incentive to borrower. I sent HUD to RTR. They want the 8% plus…Continue

 

Virginia johns's Page

Latest Activity

Virginia johns replied to Virginia johns's discussion Modification
"Thank you!"
Feb 13, 2013
Justin Berry replied to Virginia johns's discussion Modification
"Fantastic answer as always!  Thanks Ron!"
Feb 13, 2013
Virginia johns replied to Virginia johns's discussion Modification
"The homeowner was never late prior to asking for a Modification. Once he asked for the modification they informed him to stop making payments cause his loan was being switched to BOA. So that period of switching which was about 5 months he…"
Feb 13, 2013
Simon Campbell replied to Virginia johns's discussion Modification
"Much will depend on your payment history.  If you have hits on your credit because of being late on your mortgage payment before the first loan modification, it may make you ineligible for another loan for up to 3 years. If, however, you have…"
Feb 13, 2013
Virginia johns replied to Virginia johns's discussion Modification
"Does anyone know how long you need to wait before getting another loan after having a loan modification?"
Feb 12, 2013
Virginia johns posted a discussion
Feb 12, 2013
Brett Goldsmith replied to Virginia johns's discussion Fannie Mae Help
"Virginia,         If the short sale has been submitted to the investor there isn't much you can do at this point besides wait for a decision. It may be possible to have the lender reach out to the investor to…"
Nov 6, 2012
Virginia johns posted a discussion

Fannie Mae Help

I have been working on this short sale since June. Got a great offer submitted got a reply from negociator at BOA just a few small changes and now its been over 3 weeks and status - Offer Analysis: Approval Requested. I have made several calls and the only infomation I get is they are waiting on Frannie Mae who owns the loan. Should I try to contact Frannie Mae if so does anyone have contact information that would help me get this shortsale resolved.See More
Nov 6, 2012
Brett Goldsmith replied to Virginia johns's discussion Looking for someone in help with short sale
"Virginia,      What exactly are you looking for, a Buyer? What exactly do you mean by short sale help ?"
Sep 17, 2012
Wendy Rulnick replied to Virginia johns's discussion Looking for someone in help with short sale
"Virginia - Are you currently listed with a Realtor? If so, please have him join our site."
Sep 17, 2012
Virginia johns posted a discussion

Looking for someone in help with short sale

Need recommdation for short sale help in the Maryland area. I have a property listed with BOA/HAFA program. Haven't had any showings for over 6 weeks and BOA has indicated since its under the HAFA program they can't lower the price. Properties are selling cheaper for brand new homes in this community.
Sep 17, 2012
Thom Colby CA Brkr 888-391-5245 replied to Virginia johns's discussion Approval BOA
"Diane - You need a Payoff Demand from the 1st good thru your projected closing date.  That, along with an estimated HUD-1 for the 2nd should be good to get started.  Yes, you can open escrow (it won't matter to BofA whether you do or…"
Aug 23, 2012
diane campos replied to Virginia johns's discussion Approval BOA
"You seem like the man to ask.  I have a short sale first with ING second with B of A, offer has enough to cover first and give second 30k on a 160K loan.  I have been going through Equator as they directed but just get run around,…"
Aug 23, 2012
Stephanie Summers replied to Virginia johns's discussion Approval BOA
"First, if you want to get anything done you need to talk to Luke Stone. He is the only rep that ever returns calls and actually communicates. Sit and listen to the phone prompts until you get his extension. Bonita is correct. RTR (and SLS) hold out…"
Aug 19, 2012
Thom Colby CA Brkr 888-391-5245 replied to Virginia johns's discussion Approval BOA
"I've had a couple like yours..........  Also SLS (Specialized Loan Services) operates exactly the same way as RTR.  I won't take any short sales with any f the following; ING SLS RTR HSBC REDC Cal-HFA Anything with SBA…"
Aug 19, 2012
Bonita Malone replied to Virginia johns's discussion Approval BOA
"I just wrapped up a 13 month ordeal with Bank of America and Real Time Resolutions. RTR would not budge from wanting 20% of their balance and B of A would only offer 6%. Finally, I was able to get a hint from RTR to come back…"
Aug 19, 2012

Profile Information

First Name
Virginia
Last Name
Johns
Are you a...
3rd Party Negotiator
State
Maryland
City
Stevensville

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