Teresa Simon
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  • Washington
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Teresa Simon's Discussions

Lenders going into property

Started Mar 4, 2013 0 Replies

As much as I appreciate this site, I was looking up information pertaining lenders changing locks and weatherization today.  Where we as real estate agents feel our commission based on fees and…Continue

Disclosing short sale bottom price...

Started this discussion. Last reply by Becky Martin Apr 11, 2012. 6 Replies

I don't have time to dig tonight, and the information is probably here.  I took a SS class that said if you disclose the banks bottom price your client can be disqualified for a short sale or a DIL.…Continue

What percentage of short sales are your lead short sale closing offices actually closing?

Started this discussion. Last reply by Teresa Simon Feb 8, 2012. 8 Replies

I attended a brown bag lunch at the local association last week.  The speakers were the closing office attorneys doing the majority short sales in our area.  They flyer saying to come out to this…Continue

I have personally bonused being part of the Advanced Traing Group! What is keeping you from joining?

Started this discussion. Last reply by Tni LeBlanc (805) 878-9879 Feb 5, 2012. 6 Replies

Just having help closing a deal made it worth it taking the worry and pain out of the paperwork, especially HUD-1 issues.Bryant and Wendy thanks for your personal input on a timely basis. It saved me…Continue


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I am the owner of Ala Carte Realty Services LLC. I am licensed for brokerage, appraisals, ABR, GRI, CDPE, SFR, and HAFA Certified. I have invested extensively over the past 25+ years and my childhood of growing up with my family investing was what was the driving force to wanting to help others to invest.

Ala Carte Realty LLC

Teresa Simon's Blog

Help with the HUD and addendum. And THANK YOU IN ADANCE!!!

Posted on December 17, 2011 at 2:25am 6 Comments

Aurora has aproved a short sale but offered the second $0.

After negotiating the second (STCU a small local crdit union) will take  $5K.

The buyer is willing to pay the $5K.

There are additional closing costs that Aurora did not offer to cost, approx $570.

We are having issues as to wher this information appears on the HUD-1.  I am thinking line 409 as a POC for the $5k and I am not sure where the additional closing costs fees fit.

Should the adendum to the…


Aurora Bank speaks of DIL and then lowers the price to $375K less 3%

Posted on December 13, 2011 at 10:28pm 0 Comments

Both came up in the same conversation.  They instructed me to send in the hardship letter again no later than October 6th, which was at least 60 days prior to the sale so they could work the DIL. They also said to give the buyer 3% off in closing costs and put it in the listing.

An offer came in at $350K with no closing costs.  The bank said no, denied the first negotiators offer, wouldn't look at an addendum taking the price to $380K saying it was too late.  Refused the DIL saying…


Closer's assistant puts $6000 into HUD1 for seller to receive on short sale - Negotiator on first approves sale.

Posted on May 7, 2011 at 7:45am 0 Comments

We need to fix HUD-1.  We were only given 2 weeks to close. this transaction now that it is "approved" knowing that the second hasn't been resolved because of the first REALLY BAD BEHAVIOR.  Transaction has been going on since last May with totally no cooperation and this is nothing less retribution against my client. 

Second wants 10-14 days to approve.  First has claimed in ocuments it is HAfa but has refused to provide 184 and 185 to Second to take guaranteed HAFA.  Anyone want a…


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