Mayra Espinosa CDPE, HAFA, SFR
  • San Mateo, CA
  • United States
  • California
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Mayra Espinosa CDPE, HAFA, SFR's Discussions

Partnerfirst Short Sale Referral Program

Started Apr 20, 2011 0 Replies

Have you received any short sale leads from Partnerfirst Short Sale Referral Program?Continue

 

Mayra Espinosa CDPE, HAFA, SFR's Page

Latest Activity

Russ Trinidad commented on Mayra Espinosa CDPE, HAFA, SFR's group SPS Select Portfolio Servicing, inc
"Dimitri, I am currently going through a similar experience with SPS. In May 2017 I submitted a complete file. I call every 3 days to get status and never speak to the same person. A transaction manager is assigned to the file but is not anymore…"
Aug 8
DIMITRI PETROVSKY commented on Mayra Espinosa CDPE, HAFA, SFR's group SPS Select Portfolio Servicing, inc
"Thanks Tony, I actually didn't realize they might be working out of different location. I was tempted to mention CFPB but bit my tongue for now. Figured I would give them a good fight in few days if I don't get anywhere. "
Aug 8
Tony Morales commented on Mayra Espinosa CDPE, HAFA, SFR's group SPS Select Portfolio Servicing, inc
"Dimitri  try to talk to only the Utah office and not the Florida office. There is a huge difference of customer service between these two offices.  When I call and ask if I have reached the Jacksonville office and told yes  I say…"
Aug 8
DIMITRI PETROVSKY commented on Mayra Espinosa CDPE, HAFA, SFR's group SPS Select Portfolio Servicing, inc
"This used to be the fastest and easiest company to work short sales through. Don't know what happened but they are weird. Have 2 files with them, first one they seem to have lost the bpo, kept telling me a new one was ordered and now today they…"
Aug 8
DIMITRI PETROVSKY joined Mayra Espinosa CDPE, HAFA, SFR's group
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SPS Select Portfolio Servicing, inc

For Short Sale - OverviewHomeowners interested in pursuing a short sale, can call 888-818-6032 to speak with a Loan Servicing RepresentativesTo speak to a Loan Servicing Representative to Help you with answers to your questions regarding the status or history of your account call please call 888-818-6032Representatives are available Monday through Thursday from 8:00 AM to 11:00 PM, Eastern Time.Friday from 8:00…See More
Aug 8
Carole S. Kubis liked Mayra Espinosa CDPE, HAFA, SFR's group SPS Select Portfolio Servicing, inc
Aug 8
Mayra Espinosa CDPE, HAFA, SFR shared their group on Facebook
Jul 31
Mayra Espinosa CDPE, HAFA, SFR posted a status
"Hello Everyone, I have a new Short Sale Listing SPS is the first loan and Ocwen is the second. The Property is Locate in Pacifica California"
Jul 31
Kimberly S. Ruley commented on Mayra Espinosa CDPE, HAFA, SFR's group SPS Select Portfolio Servicing, inc
"Tony, I've done exactly that numerous times and have never won that battle. Any tips? SPS even asked me to do an addendum to the listing noting a max of 6% commission."
May 9
Tony Morales commented on Mayra Espinosa CDPE, HAFA, SFR's group SPS Select Portfolio Servicing, inc
"In my previous employment in a short sale department  we would consider those low value properties and approve a flat fee instead of a commission.  Usually around $3,500.00. In the future, if you have a similar short sale, demand a flat…"
May 9
Kimberly S. Ruley commented on Mayra Espinosa CDPE, HAFA, SFR's group SPS Select Portfolio Servicing, inc
"Ok thanks all! I will wait for the underwriter's response and then move on. It's just such a low dollar sale (under $40,000) that I don't like to sell myself short"
May 9
Tony Morales commented on Mayra Espinosa CDPE, HAFA, SFR's group SPS Select Portfolio Servicing, inc
"So is it similar to a Transaction coordinator or office administration fee? which here in Calif ranges from $300-450. if so then it may apply on standard sales but not on short sale  be thankful that the other short sales you did not not have…"
May 9
Thom Colby CA Brkr 888-391-5245 commented on Mayra Espinosa CDPE, HAFA, SFR's group SPS Select Portfolio Servicing, inc
"That used to be a practice here in CA but was ruled to not be allowed as it is truly "extra commission".  If it were me, I would drop the Broker Fee and be thankful they are allowing you to receive both sides of the commission."
May 9
Kimberly S. Ruley commented on Mayra Espinosa CDPE, HAFA, SFR's group SPS Select Portfolio Servicing, inc
"In my market, the broker fee is common. It is an additional fee charge to a  buyer or seller for the coordination and legwork that's done once we go under contract on a  home. In this situation, I am a dual agent representing both…"
May 9
Thom Colby CA Brkr 888-391-5245 commented on Mayra Espinosa CDPE, HAFA, SFR's group SPS Select Portfolio Servicing, inc
"Kimberly S. Ruley - what EXACTLY is the "Broker Fee" for?"
May 9
Brett Goldsmith commented on Mayra Espinosa CDPE, HAFA, SFR's group SPS Select Portfolio Servicing, inc
"@kimberly, they consider that commission. They don't want to see brokers getting more money than what they allow. Any servicer who pays attention to the buyer side likely would deny it."
May 9

Profile Information

First Name
Mayra
Last Name
Espinosa Realtor Broker Associate
Are you a...
Agent
State
California
City
San Francisco, San Mateo, Foster City, South San Francisco, Daly City, Pacifica, San Bruno, Burlingame, Millbrae, South San Francisco, Colma, San Carlos, Redwood City, Belmont, Santa Clara, Redwood Shores, Half Moon Bay, Palo Alto, Menlo Park, Hayward, Union City, Newark, Fremont , Millpitas, Campbell, Cupertino, Los Gatos, Mountain View, Sunnyvale
My Profile
Mayra Espinosa (DRE# 01468791)CDPE, HAFA, SFR Certified
Realty One Group - 1021 S El Camino Real
Phone: 650-996-8961 - Email: [email protected]
Website: http://sanmateopeninsulahomes.com

San Mateo Full-Service Licensed Real Estate Broker. REO, Short Sale and BPO Certified Experienced, Knowledgeable of the current market condition, and provides excellent service. Specialized on homes for sale in San Mateo County. Please consider us for any future REO listing, Short Sale or BPO’s assignments. An expert handling the most complicated transactions that translate to smooth, complication-free sales. We can customize our services to satisfy your demands. We work seven days a week and the 365 days.
Education:
B.S. Degree, Business and Computer Information Systems, Universidad Dominicana O&M, Dominican, Republic

• CDPE-Certified Distressed Property Expert
• Certified HAFA Specialist
• NAR'S Short Sale & Foreclosure Resource (SFR) Certified
• SREO default Certified Professional (PDCPro)
• Certified Short Sale
• REO Best Practices (Default School)
• Advanced Evaluations (Default School)
• Quality Service Certified (QSC)
• E-Certified by prudential California Realty
• "Tapping New Markets: The Latino Homebuyer" by San Mateo County Association of Realtors
• A graduate of Allied Real Estate School, which includes real estate practice, Escrow, Finance, real estate principal real estate ethics and others, related courses.
• Hispanic Market Certified
• Brian Buffini's Turning Point Real Estate Business Referrals
• Completed Prudential California Realty real estate training.
• Real estate foreclosures and 1031 exchange SAMCAR
• Become a Short-Sale Specialist-Present by First American Title
• "Needs based Mortgage Consulting" Sponsored by World Savings Bank
• "Contributing to the Appraisal Process" Sponsored by World Savings Bank
• "Decoding Underwriting Decisions" Sponsored by World Savings Bank
• "Natural Hazard Disclosures in Real Estate Transactions" Sponsored by Property ID
• "Ethics: Sponsored by William L. Jansen
• "Customer Service" Sponsored by David Compton

Affiliations
 California Association of Realtors (CAR)
 National Association of Realtors (NAR)
 San Mateo County Association of Realtors (SAMCAR)
 REO Default Certified Professional
 Assetlink Short Sale Certified Professional
 National Association of Hispanic Professionals (NAHREP)
 Marin County Association of Realtors
 REST.NET
 REOTRANS.COM

Work Experience
Aurora Loan Services (Short Sale Listing)
Green Tree (Short Sale Listing)
Wachovia (Short Sale Listing)
Wilshire (Short Sale Listing)
Bank of America (Short Sale Listing)
Wells Fargo (Short Sale Listing)
AMC Mortgage Services (REO)
Ocwen Realty Advisor (REO, BPO)
ProTeck (BPO)
Corporate Valuation Services, INC (BPO)
Clear Capital (BPO)
Select Portfolio Servicing (Short Sale Listing)
Chase Home Finance (Short Sale Listing)
Litton Loan Servicing (Short Sale Listing)
Ocwen Loan Servicing (Short Sale Listings)
Specialize Loan Servicing (Short Sale Listing)
Saxon Mortgage Services, Inc. (Short Sale Listing and Buyer’s agent)
IndyMac Federal Bank (Short Sale Listing)
Countrywide Home Loans (Short Sale Listing)

Marketing Strategy
 Internet
 Yard sign
 Open houses
 Print advertising
 Broker tours
 Enhance feature listing (Realtor.com with up to 25 photos)
 Virtual tour
 Staging( if needed)
 Professional photos
 Multiple Listings Services (MLS)
 The Prudential Real Estate Network
 Referral and relocation resources
 Listing featured on yahoo.com
 Electronic flyers
 Direct mail marketing
Our Services
• Broker Price Opinion
• Relocation Assistance
• Occupancy Check
• Securing Property
• Cash for Keys Negotiation
• Re-keying
• Bid Estimate
• Property Preservation
• Pre-foreclosure
• Eviction Referrals
• Trash out and Complete Clean up Service
• Landscape Maintenance
• Utility Turn on Service
• Repair / Contractor Bids
• Before and After Pictures
• Full Comparative Marketing Analysis and Proposal

Geographic Coverage Area
Atherton, CA 94025, Belmont, CA 94002, Brisbane, CA 94005, Burlingame, CA 94010, Campbell, CA 95008, Cupertino, CA 95014, Daly City, CA 94014, Daly City, CA 94015, Daly City, CA 94016, Daly City, CA 94017, E. Menlo Park, CA 94028, East Palo Alto , CA 94303, East Palo Alto , CA 94306, East Palo Alto, CA 94302, East Palo Alto, CA 94304, East Palo Alto, CA 94305, El Granada, CA 94018, Foster City, CA 94404, Foster City, CA 94404, Half Moon Bay, CA 94019, Hillsborough, CA 94010, Los Altos Hills, CA 94022, Los Altos, CA 94022, Los Gatos, CA 95030, Los Gatos, CA 95032, Los Gatos, CA 95033, Menlo Park, CA 94025, Menlo Park, CA 94026, Menlo Park, CA 94027, Menlo Park, CA 94028, Millbrae, CA 94030,
Pacifica, CA 94044
Palo Alto, CA 94301
Palo Alto, CA 94302
Palo Alto, CA 94303
Palo Alto, CA 94304
Palo Alto, CA 94305
Palo Alto, CA 94306
Portola Valley, CA 94028
Redwood City, CA 94061
Redwood City, CA 94062
Redwood City, CA 94063
Redwood City, CA 94064
Redwood City, CA 94065
S. San Francisco, CA 94080
San Bruno, CA 94066
San Carlos, CA 94070
San Francisco, CA 94102
San Francisco, CA 94103
San Francisco, CA 94105
San Francisco, CA 94107
San Francisco, CA 94108
San Francisco, CA 94109
San Francisco, CA 94110
San Francisco, CA 94111
San Francisco, CA 94112
San Francisco, CA 94114
San Francisco, CA 94115
San Francisco, CA 94116
San Francisco, CA 94117
San Francisco, CA 94118
San Francisco, CA 94121
San Francisco, CA 94122
San Francisco, CA 94123
San Francisco, CA 94124
San Francisco, CA 94127
San Francisco, CA 94129
San Francisco, CA 94131
San Francisco, CA 94132
San Francisco, CA 94133
San Francisco, CA 94134
San Mateo, CA 94401
San Mateo, CA 94402
San Mateo, CA 94403
San Mateo, CA 94044
San Mateo, CA 94401
San Mateo, CA 94402
San Mateo, CA 94403
Santa Clara, CA 95050
Santa Clara, CA 95051
Santa Clara, CA 95052
Santa Clara, CA 95054
Woodside, CA 94062
San Francisco, San Mateo, South San Francisco, Daly City, Pacifica, San Bruno, Santa Clara and Alameda County

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