Esperanza Agbayani
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Esperanza Agbayani's Discussions

Listing a condo is the Bay Area with a Loan Mod service by Nation Star

Started this discussion. Last reply by Jonathan Katz Jun 30, 2017. 2 Replies

I am listing a property with a Loan Modification serviced by Nation Star. Has 2 loans and was told by seller they applied for loan mod and their statement with Nation Star only shows balance from the…Continue

Tags: Monel, loan, payoff, Purchase, 2nd

North Star Interest Only ARM Loan Maturing still underwater

Started this discussion. Last reply by Brett Goldsmith Jan 21, 2017. 1 Reply

HiI have a VA widow with 3 jobs and caregiving a disabled niece at her house to make ends meet. Her loan is 706K but her home is only $690K Market Value. Can she still do a loan mod? She tried to…Continue

Seller wants to sell home with Active Loan Modification with Bank of America

Started this discussion. Last reply by Esperanza Agbayani Nov 4, 2016. 2 Replies

I have a seller who is presently in Loan Modification from her original loan with Bank of America. Loan balance at that time was 800K and was down to 404K now. What will be the pay off? It is now…Continue

Chase as Jr Lien and only one short sale

Started this discussion. Last reply by Jorge Vega May 6, 2014. 3 Replies

Have a Heloc Chase that we submitted for short sale. They cannot find any record of it. 2 years ago seller accepted a $0 payoff from the recovery department and sent them a letter of acceptance but…Continue


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Certified HAFA Short Sale Specialist
Real Estate Licensed since 1988
Past Loan processor, Loan Agent wholesale and retail, residential real estate agent
GRI 1995
Transnational Referral Certified

Aiming to make it at ease!

Esperanza Agbayani's Blog

Short Sale with Chase so far so good..just follow the brick road

Posted on July 30, 2012 at 11:55am 1 Comment

I listed a short sale with 2 loans serviced by Chase. CLTV is LESS that 50% of market value. Submitted a CASH buyer and assigned a negotiator in less than 3 weeks. Today, he is submitting my package to the investor. 

We'll see...NOD in May 2012 but nothing posted in public record. Negotiating to include payoff to release an abstract of judgement from a deceased husband over a year ago. 

Scheduled to close AUGUST 30. 

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At 6:20am on April 28, 2014, Sharon Vest said…

If you call them they will give you the information you need.  Every bank has a different set of requirements.  Some requirements are universal but you will need to contact them for the specifics.



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