Joshua Gayman
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Joshua Gayman's Discussions

CHASE FHA deficiency issue

Started this discussion. Last reply by Ron Scribner Oct 7, 2013. 9 Replies

I got an approval from Chase however it does not address the deficiency with the borrower. The negotiator told me that on the FHA loans that I would need to talk to HUD or FHA to get a document…Continue

Tags: arizona, deficiency, fha, chase

bayview loan servicing

Started this discussion. Last reply by TOP END Properties Aug 12, 2012. 11 Replies

I have a file where M & T bank has the loan and Bayview Loan Servicing is handling the short sale. I submitted the offer on 1/9 and was told it was received and I would have a negotiator assigned…Continue

Tags: m&t, bayview

USAA HELOC - satanic

Started this discussion. Last reply by Joshua Gayman Dec 8, 2011. 6 Replies

I have a file with a USAA heloc. The homeowner is in foreclosure because she is way behind on her first lien, however she never stopped making payments on the USAA heloc because the payment is only…Continue

Tags: heloc, usaa


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Processed and negotiatred over 100 successful short sales for myself. In an effort to help more homeowners, I am opening up myself to coaching and assisting other agents close their short sales at full commission and with positive terms for their sellers.

Joshua Gayman's Blog

What Do You Deem Professional with Short Sales?

Posted on July 17, 2012 at 8:00am 0 Comments

real help mypadaz

What do you deem professional with short sales

This week I was at a property we are buying in Scottsdale, Arizona. I was there to meet…


BPO: the most important part of a short sale

Posted on July 10, 2012 at 8:56am 0 Comments

“BPO” stands for “Broker Price Opinion.” It is a report for the given value of a property, that a real estate agent will give to a lender to determine what to do with a property where they have a loan. And it is just what it sounds like, an opinion! All they do is quickly glance at the recent solds in the neighborhood, and go to the house to take pictures(they are at the property no longer than 10 minutes – a time frame that no buyer would feel comfortable making a solid offer in, given that…


Bank of America Cooperative Short Sale Program - $ for Sellers!

Posted on May 8, 2012 at 9:15pm 0 Comments

When I first heard about the Bank of America Cooperative Short Sale Program, I thought it might be more blah blah and less ah ha!

I was initially skeptical, A) because banks are famous for coming out with “new programs” that don’t end up getting squat done! And B) because I was told that with this program, the bank does the appraisal BEFORE an offer is received for the…


Just Escalate! Escalate to the right person!!

Posted on September 11, 2011 at 8:05pm 0 Comments

I am new to ShortSaleSuperstars. I have used it as a reference a few times and known about the site for over 6 months, but just decided last week that I need to get involved more with internet blogging for my real estate business. Since I specialize in negotiatiing short sales, I thought it important that I join networks online that pertain to short sales. It looks like this is the best there is, so I am diving in :) - I will do my best to comment on as many questions and forum posts as I…


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At 4:54pm on September 12, 2011, Kelly Magreevy said…
Absolutely! Update on this short sale I thought you would want to know: I contacted the Fannie Mae agent that was helping me with this and told him that my client only received a recorded message. Within a half and hour I got an e-mail with a FULL APPROVAL ON BOTH LOANS AND A CLOSING DATE...they also didn't touch our commission or ask for a cash contribution. I will definitely let you know if I need help in AZ. Go Sun dad's alma matter!
At 5:55am on September 12, 2011, Kelly Magreevy said…

Thank you so much for your help on this. I should find out soon enough what is going on with my transaction. I love asking for help with short sales on this and believe that is one reason why I have been 100% successful with short sales. If you have any for N.Cal area, please let me know. Thanks!

Kelly Magreevy



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