Elise Fay
  • AZ
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Elise Fay's Discussions

Credit Reporting during a Short Sale.

Started this discussion. Last reply by Elise Fay Nov 13, 2012. 2 Replies

I currently have a home listed for short sale. "Another agent" told my seller that it would be best if he tried his hardest to continue making payments until we have an offer because they won't…Continue

Has anyone dealt with Ditech?

Started Jul 26, 2010 0 Replies

A prospective client has a first loan with LBPS and the 2nd with Ditech.  Has anyone worked with Ditech?  EliseContinue

Shared Risk Loans??

Started Jul 6, 2010 0 Replies

Has anyone encountered a short sale where the loan was termed a "Shared Risk Loan"?  I have one with Navy Federal CU and twice the short sale was denied because it was a Shared Risk with Fannie…Continue

Merrill Lynch

Started this discussion. Last reply by Elise Fay Jul 11, 2011. 8 Replies

Does anyone have any experience with Merrill Lynch and Short Sales? On this particular loan PHH Mortgage is servicing the loan for Merrill.  Any comments would be appreciated.Continue

Short Sales

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Elise Fay's Page

Latest Activity

Dorothy Kim Turley commented on Elise Fay's group Merrill Lynch Short Sales
"I was so very happy for my clients in October of 2013 when they received an offer on their home which would cover the amount owing on the 1st note......2nd note (with Merrill Lynch) would need short sale approval. My client's contacted Merrill…"
Jan 17, 2014
Dorothy Kim Turley joined Elise Fay's group
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Merrill Lynch Short Sales

Please share any information you may gather regarding Merrill Lynch and Short Sales. PHH Mortgage Servicing is the Servicer for the File that John and myself are currently working on. Updates to follow.See More
Jan 17, 2014
Linda C. Babbitt joined Elise Fay's group
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Merrill Lynch Short Sales

Please share any information you may gather regarding Merrill Lynch and Short Sales. PHH Mortgage Servicing is the Servicer for the File that John and myself are currently working on. Updates to follow.See More
Jun 28, 2013
Linda C. Babbitt liked Elise Fay's group Merrill Lynch Short Sales
Jun 28, 2013
Erik Reilly liked Elise Fay's profile
Feb 3, 2013
Ava Anderson left a comment for Elise Fay
"Hi Elise, I know a great short sale agent in Long Island NY.   I don't know if she is a part of short sale superstars but she is great!  Her name is Cathy McKeon (917) 403-2770."
Feb 3, 2013
Elise Fay commented on Wendy Rulnick's group Short Sale Referrals
"I am a short sale specialist in Arizona and have been a part of short sale superstars for many years and because of this site, I have been extremely successful in negotiating short sales for my clients. I am currently looking for a successful Short…"
Feb 3, 2013
Elise Fay joined Wendy Rulnick's group
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Short Sale Referrals

Post your referral needs here! Join this group to be automatically notified of new referrals for listings or buyers!See More
Feb 3, 2013
Elise Fay replied to Elise Fay's discussion Credit Reporting during a Short Sale.
"Thank you Wendy...I knew that...just had to confirm."
Nov 13, 2012
Wendy Rulnick replied to Elise Fay's discussion Credit Reporting during a Short Sale.
"Elise - Credit report continues if you miss payments, even during a short sale.  I actually had one exception to that - but it was a federal lawsuit and the seller had had mortgage fraud committed against him."
Nov 13, 2012
Karin Christa joined Elise Fay's group
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Merrill Lynch Short Sales

Please share any information you may gather regarding Merrill Lynch and Short Sales. PHH Mortgage Servicing is the Servicer for the File that John and myself are currently working on. Updates to follow.See More
Nov 12, 2012
Elise Fay posted a discussion

Credit Reporting during a Short Sale.

I currently have a home listed for short sale. "Another agent" told my seller that it would be best if he tried his hardest to continue making payments until we have an offer because they won't report you late or your credit won't be as impacted once you miss payments once a short sale has been initiated.Obviously we know the implications of missed payments on your credit score vs. doing a short sale without being late but...My gut says this "other agent" is off the mark...any comments for me…See More
Nov 12, 2012
Elise Fay commented on Wendy Rulnick's group GMAC
"I have always received a Full Release from GMAC...  "
Oct 2, 2012
Elise Fay commented on Jeff Payne's group US Bank
"I always double check phone numbers when starting a short sale.  I just called US Bank and they Would NOT even give me phone numbers.  They said they need the borrower to call in to either get that info or give me authorization to even get…"
Oct 1, 2012
Elise Fay joined Jeff Payne's group
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US Bank

US Bank services Florida Housing loans Ph#: 1-800-365-7900 Fx#: 1-866-563-9508See More
Oct 1, 2012
Elise Fay commented on Jeff Payne's group US Bank
"Does US Bank participate in the HAFA program?  "
Aug 3, 2012

Profile Information

First Name
Elise
Last Name
Fay
State
AZ
City
Glendale
My Profile
Short Sales Specialist in Glendale AZ. I also serve the areas of Peoria, Surprise, Phoenix, Goodyear & Litchfield Park. I have been doing short sales for about 2 years and love to be able to help families navigate through these difficult times through education.

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At 1:11pm on February 3, 2013, Ava Anderson said…

Hi Elise,

I know a great short sale agent in Long Island NY.   I don't know if she is a part of short sale superstars but she is great!  Her name is Cathy McKeon (917) 403-2770.

 
 
 

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