Brett Goldsmith
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Brett Goldsmith's Discussions


Started this discussion. Last reply by Justin Berry Mar 13. 1 Reply

Is it possible to for a USDA short sale to be approved if borrower is facing imminent default or is there a hard set guideline that the account MUST be delinquent?Continue

What's the most money you've seen a 1st give a 2nd mtg lien?

Started Mar 3 0 Replies

I saw SPS pay out 100k to a 2nd mtg lien. It was a large 2nd. What's the most you've seen?Continue


Started this discussion. Last reply by Kristine Zelazo Short Sale Gal Feb 27. 33 Replies

Hello Short Sale Superstars!We are set to release a Short Sale Super Star Survival Guide and we want your Tips; We want to know your BEST Short Sale Survival Tips and so does the world!!!  Only Ten…Continue

Tags: tips, negotiating, prevention, foreclosure, sale


Brett Goldsmith's Page

Latest Activity

Brett Goldsmith commented on Robert's blog post Ditech
"Most servicers and investors don't pay ss processing fee's, but it's worth a try! They will generally pay out a fee to the settlement agent or attorney. 310-564-6389"
13 hours ago
Brett Goldsmith replied to sean dougherty's discussion Does qualifying for a hardship gaurantee debt forgiveness?
"Depends on who is backing the loan and other criteria. Feel free to reach out to me 310 564 6389."
13 hours ago
Brett Goldsmith replied to Vincent Donaldson's discussion FHA loan agent tells owner Regulation does not allow short-sales.
"Generally if a property is in foreclosure, an offer is needed within the banks value to get the review open. If you can get the appraised completed and ATP issued, the sale date would be placed on HOLD. Open up a case /w NOVAD for HUD if the…"
Brett Goldsmith replied to Gloria Rivera's discussion Flagstar Bank
"I'd likely escalate, reopen the file, and look into doing a value dispute. Babysitting these banks is a full time job! Call me anytime if you want help. 310-564-6389"
Brett Goldsmith replied to Matthew Jeschke's discussion Phone Number for Loan Modification Department at Wells Fargo?
"Generally you just need to get a hold of the CRM or also it could be with the Wells Fargo Reentry team department. You can call customer service and they will direct you the right department."
Apr 9
Steven Faris Crawford joined Bryant Tutas's group

Real Time Resolutions

Real Time Resolutions Short Sale InfoSee More
Apr 8
Peter J Lekas joined Jim Schneider's group

Bayview Loan Servicing

Short Sale Information for Bayview Loan Servicing Short SalesShortSaleTeam@BayviewLoanServicing.comSee More
Apr 8
Brett Goldsmith replied to Henry R Morton's discussion Bank asked us to lower our offer
"I've never seen a bank say this but maybe it's possible that the bank sees you are paying above FMV and that the property won't appraise at closing? What's the price…"
Mar 22
Justin Berry replied to Brett Goldsmith's discussion USDA LOAN CURRENT GUIDELINES
"Great question. Did you find an answer? Is it Guaranteed or Direct? You've probably seen his but I've had good luck getting straight answers from the St. Lweis office.  You've probably seen his but I've had good…"
Mar 13
Brett Goldsmith replied to thomasina singleton's discussion FHA Short Sale DENIED
"Escalate to HUD, but many times HUD will deny short sales if they feel they can reduce their claim amount by the home going to foreclosure. 310-564-6389"
Mar 12
Brett Goldsmith posted a discussion


Is it possible to for a USDA short sale to be approved if borrower is facing imminent default or is there a hard set guideline that the account MUST be delinquent?See More
Mar 8
Brett Goldsmith posted a discussion

What's the most money you've seen a 1st give a 2nd mtg lien?

I saw SPS pay out 100k to a 2nd mtg lien. It was a large 2nd. What's the most you've seen?See More
Mar 3
Brett Goldsmith commented on Wendy Rulnick's group Citi
" We have completed many short sales while current. It comes down to investor and MI guidelines if applicable on imminent default or current mortgage status. The MI company by all means wants the seller to keep paying. Yes, the MI company likely…"
Mar 2
Brett Goldsmith commented on Wendy Rulnick's group Citi
"@julie, why exactly is MI denying the file? That would the first information I'd need. Also, never advise a client to miss a payment. They need to make that decision themselves and understand the repercussions if the "train gets away from…"
Mar 2
Kristine Zelazo Short Sale Gal replied to Brett Goldsmith's discussion GET PUBLISHED BY Short Sale Super STARS
"There is nothing worse then getting a short sale approval letter and then ordering lien and title to find you have liens/Judgments to negotiate.  Especially if there is an IRS lien which takes at least 30 days to set aside the lien from the…"
Feb 27
Brett Goldsmith commented on Stephanie Lim's group FHA - HUD Short Sales
"@ismael If a modification is approved and it's simply rejected they typically won't let it into a ss on a FHA insured loan."
Feb 27

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My name is Brett Goldsmith I'm the CEO of Short Sale Superstars. You can also find me at I am a partner who oversees a team of real estate professionals that specialize in short sales, loan modifications, and 2nd lien settlements.

Our brokerage is partnered with attorneys, which allow us to give stronger services in all areas of real estate. Since the 2007 pop of the mortgage bubble we have been able to help thousands of struggling homeowners as well as those buyers and sellers that are not struggling at all. We have worked hard to go above and beyond to bring the main street client better communication, knowledge, experience, and a sense of dedication to their case. Although we work a large number of cases, we take great pride in our customer service and making each client's voice heard. If you're interested in anymore information regarding specific programs and services offered please feel free to send me an email at or call me at 310-564-6389. My door is always open and thank you in advance for the opportunity to serve and meet your needs.

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At 6:55pm on October 12, 2015, Kelly Magreevy said…

Hi Brett,

I have been working on a short sale since February, Fannie Mae is investor, was told today that my seller is not eligible because he is not delinquent on his mortgage payments. He is a veteran that retired from the air force and had to move to Wisconsin. He got a job as a postal worker and has a security clearance. I had heard that once he misses the 31 days of  his mortgage payment that Fannie Mae will grant the short sale. The junior lienholder is Chase who has been very responsive. What should I tell this AF veteran to do? Thanks for your help with this. 

Brett Goldsmith's Blog

Short Sale Processing Support

Posted on December 13, 2016 at 3:13pm 0 Comments

Why Use A Short Sale Processor?

“No one can whistle a symphony. It takes a whole orchestra to play it.” 

Some agents will not touch a short sale file without their processor(s) and others are scared to relinquish any control whatsoever. We come across a mix of both and find that once an agent has a processor who adds enough value to their business they will never turn back.

A processor should know 10X than you about short sales and everything that goes into…


California - Charged Up Front For A Loan Modification Review?

Posted on August 6, 2014 at 4:00pm 0 Comments

We want to help get homeowners get their money back who were charged upfront for a loan modification review in California. If you know anyone who falls into this category and who would like to try to get their money back please let me know as I can get them free assistance in this matter.


Ocwen Continues to Grow Buying Rescap's Servicing Platform (GMAC)

Posted on February 26, 2013 at 3:34pm 0 Comments

Ocwen is continuing to grow as they won an auction for Rescap's mortage servicing and origination assets. Files that were previously being serviced with GMAC will now be serviced by Ocwen. Ocwen is a large servicer who is well known in the short sale community for it's outsourcing and not wanting to postpone sale dates. With that aside Ocwen is a fairly easy lender to deal with if you have contacts and know how to maneuver through their…


Mortgage Forgiveness Debt Relief Act

Posted on October 22, 2012 at 9:41pm 0 Comments

The Mortgage Forgiveness Debt Relief Act is a government bill that offers relief to most homeowners who would normally owe taxes on the forgiven debt after performing a short sale. The purpose of this act is to help homeowners avoid additional financial hardship by performing a short sale. This Act became a law in 2007. Prior to this act the borrower would have to pay taxes on their forgiven debt. With this act in place, a borrower does not have to pay income tax on forgiven debt in MOST…





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