Birthday:

December 12

First Name

Tracy

Last Name

Long

Are you a...

Agent

State

South Carolina

City

Charleston

My Profile

2056 S. Shore Drive Charleston S.C. 29407 843-296-2863 LONG_TRACY@MSN.COM Tracy Long September 2002 thru present Harbourtowne Real Estate Charleston, SC Realtor, ABR Loss Mitigation Certified, Short Sale Certified, Certified Foreclosure Intervention Specialist Represent buyers and/or sellers in real estate transactions. Provide current market anaylsis and broker price opinions to determine correct pricing on properties Market properties via internet, newspaper, color digital photography advertising. Review and assist clients with South Carolina real estate forms and disclosures. Schedule home inspections, open houses, appraisal appointments etc. List properties in MLS. Schedule winterization, repairs and lock changes on reo properties. Provide reports to lenders on REO properties. July 2006 thru February 2007 Ivanhoe Mortgage Charleston, SC Wholesale Account Executive • Developed territory and business for Ivanhoe • Broker calls and broker presentations • Review credit and applications and assist brokers in structuring files. • Pre qualify borrowers and price loans. • Review broker approval packages for approval with Ivanhoe. • Assist brokers in Alt A and Conforming lending. March 2006 to July 2006 Fieldstone Mortgage Charleston, SC Wholesale Account Executive • Developed business in an untouched market for Fieldstone. • Broker calls and broker presentations. • Review credit and applications and assist brokers in structuring files. • Pre qualify borrowers and price loans. • Process broker packages and triage to prep for underwriting. • Submit files to underwriting. • Follow loan files to closing. March 2005 to March 2006 Aurora Loan Services Charleston, SC Wholesale Account Executive • Developed and maintained broker business relationships via signing up broker offices, making presentations and visiting offices frequently for mortgage business. • Assisted loan officers with programs and pricing. • Reviewed credit, loan applications, title work and appraisals and assisted loan officers in structuring loans. • Provided loan officers training on the Aurora process and website for independent use. • Maintained a high level of customer with my broker base. • Offered ideas on how to market products that Aurora offers. • Submitted and maintained company reports. Jan 2001-March 2005 Loan Finders of S.C. Charleston, SC Mortgage Loan Officer  Self employed contract loan officer.  Originate conforming and nonconforming mortgage loans.  Pull and review credit bureau.  Qualify customer for most suitable mortgage loan.  Review appraisals  Process 1003 and follow through to closing.  Follow State and Federal laws for compliance.  Provide disclosures. May 1999–Nov 2000 Emmco / Homegold Charleston, SC Account Executive  Executive for Charleston, Florence, Sumter, Beaufort, Savannah  Generated sales between 750k to 1.5k per month.  Pre qualified applications.  Assisted loan officers.  Reviewed appraisals and credit bureaus.  Customer relations May 1998-May 1999 Alexander Global Charleston, SC Regional Vice President Area’s: South Carolina, North Carolina, Georgia  Developed southeast territory for new mortgage lender.  Hired, trained and managed employees and assisted in field.  Reviewed loans in field and provided underwriting.  Compiled weekly and monthly sales reports.  Reviewed files for Federal and State compliance.  Set sales projections for employees. January 1997-May 1998 Emmco Charleston, SC Account Executive  Developed coastal territory for new mortgage lender.  Generated sales between 650k to 1.25 per month.  Pre qualified applications.  Assisted loan officers.  Reviewed appraisals and credit files.  Customer relations. January 1996 – Dec 1996 Equicredit Charleston, SC Branch Manager • Opened new branch office. • Hired, trained and supervised employees. • Compiled management reports. • Reviewed files for Federal and State compliance. • Public relations. • Pre qualified mortgage loans. • Reviewed appraisals, credit bureaus and title binders. Mar 1989-Dec 1996 Commercial Credit Charleston, SC Branch Manager • Hired, trained and supervised employees. • Reviewed application, credit, appraisals, and title binders. • Compiled management reports. • Customer relations. • Approved loans. • Managed Federal and State compliance. • Collected on delinquent accounts. • Met monthly goals set by home office. • Collection and foreclosure specialist. Education 1984-1987 Tri-County Tech Pendleton, SC • Business • Banking and Finance. • Accounting 1978-1981 McDuffie High School Anderson, SC • College Prep • Advertising and Marketing In addition to the jobs listed in the resume. I currently hold a real estate license with Harbourtowne Real Estate and previously owned an interest in a partnership with Special Services Realty from June 2003 until June 2005.