My Profile
Having a understanding of different bank policies and really empathizing with the owner's financial and emotional state has helped me close transactions smoothly. As a volunteer for HOPE, I have reviewed the complete packages including income, assets, hardship letters, tax returns and credit of over 600 homeowners and have made recommendations for the various workout options, including short sales or referral to an attorney when needed. My 20+ years real estate experience and 10 years of mortgage banking experience that has led to my being certified by the Courts as an expert. I perform forensic loan audits and expert witness services for various attorneys when contracts, closings,mortgages,TILA, RESPA or other transactional real estate issues are involved. My thorough understanding of real estate and mortgage banking has been a advantage in navigating the short sale process.