Looking for your guidance. I've never negotiated with Novad before. They are the 2nd lien holder, Ocwen is the 1st. Has anyone dealt with a similar situation? Will Novad negotiate? I'm used to getting the 1st lien holder approving $6,000 to the 2nd.... and the 2nd happily accepting that. I have a funny feeling that won't be the case here :-(
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