I am a Mover's Advantage Representative, meaning I get leads from USAA for buyers and sellers through my company.  Some of these leads are in need of a Short Sale... Which I can do... Here's the big issue.

On the Short Sale Affidavit for most lenders or the "FHA Pre-Foreclosure Sale Addendum" it clearly states that there is no hidden agreement (meaning off the HUD1) between any of the parties.

With USAA and many of these type of referral companies, the USAA member (seller) will get a cash back award for using this referral service. This 'cash back' that they get is based on the sale price of the home and comes directly to the from the USAA plan.... Basically it is from the referral fee I pay to be a member of this service.

SO..... if I am reading the Pre-Foreclosure Sale Addendum correctly, this can't be done without being disclosed on the HUD1...  Which probably would not be approved by the lender if on the HUD1 anyway because it is going to the seller directly from the referral service.

Thus should I turn down the USAA referrals if they result in a short sale???