Hi Folks:

Just under contract, called Midland to get instructions, they inform me that he clients must call bank directly to see if they qualify for HAFA, (its a divorce). One spouse is gone the other is leaving 8/1/12 which means property will be vacant.  The bank informs clients that they will never get a short sale if the property is vacant and that they must go through the HAFA process and get qualified for a modification in order to get a short sale.  I would have thought that this was a total miscommunication except that the clients are not speaking to each other and related the same exact story after their respective phone call to the bank.   Thoughts?