Everhome Short Sale Help!!!
I have had an offer (above both BPO's) since March on a listing. The sellers were current on their mtg, so Everhome would not consider a short sale until they were delinquent. Also, we had to work through national quick sale (huge debacle!). Meanwhile, seller's financial condition went from bad to worse, they filed for bk... I have approval from the 2nd mtg (which is what Everhome negotiator indicated that they would need in order to delay 11/2 fc date. ) She tells me today that they will not delay it. I've had luck contacting higher level folks (VP of loss mitigation) but I dont have those names/contact data for Everhome. Any suggestions??
Thanks in advance for your response
Suzanne Trammell-Atlanta
Replies to This Discussion
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Permalink Reply by Charles Witt on
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I hope that you were able to delay the FC date and close the deal. I am about to take a listing with Everhome on the 1st Mort. The owners of the house told me that they were told by a rep at Everhome that they had to miss a payment to be considered for the short sale. Do you know if this is definately true for this company?
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Permalink Reply by Janet English on
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Charles Witt said:I hope that you were able to delay the FC date and close the deal. I am about to take a listing with Everhome on the 1st Mort. The owners of the house told me that they were told by a rep at Everhome that they had to miss a payment to be considered for the short sale. Do you know if this is definately true for this company? -
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Yes, according to Everhome they have to miss a payment. However, a seller of mine missed 3 and the foreclosure process started. It continued concurrently with the short sale process. Once this is closed I will share how the seller and I got the foreclosure halted.
Janet English said:
Charles Witt said:I hope that you were able to delay the FC date and close the deal. I am about to take a listing with Everhome on the 1st Mort. The owners of the house told me that they were told by a rep at Everhome that they had to miss a payment to be considered for the short sale. Do you know if this is definately true for this company? -
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Permalink Reply by Suzanne Trammell on
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I was able to get the foreclosure postponed & closed the deal with Everhome as 1st lender & Navy Federal Credit Union as 2nd.. both were the most difficult lenders I have ever encountered. Yes, they made my seller be behind on his payments before they would consider the ss.. The offer came in at the end of March, April's payment was automatically deducted so they would not evaluate the offer until May.
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