I have had a file going with CITI since January.  We have requested a HAFA sale as the seller meets all the guidelines and really could use the moving assistance.  We submitted our HUD-1 also showing a $6000 pay off to the 2nd.

Now, 6 months later I finally get a response that the seller does not qualify for the HAFA incentive and that CITI  will only pay $1036. to the 2nd.  Isn't a "standard" at least $3000 to the 2nd.  I've always been successful in getting that amount approved. I have emailed the negotiator back and asked him which under which guideline did the seller fail to qualify for HAFA.

Thse seller is fabulous and is very pro-active.  Would it help to have him call and ask about these points?

Any suggesstions would be appreciated.

Happy 4th of July

Marcy Spieker