VA Compromise Sales

Group devoted to discussions for Veterans Administration short sales, called Offers in Compromise, or VA Compromise Sales.

Members: 197
Latest Activity: Feb 27

VA Compromise Short Sale Information


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Discussion Forum

VA relocation assistance extended beyond Dec 2016?

Started by Deb Clark-Wyles. Last reply by Brett Goldsmith Aug 3, 2017. 2 Replies

VA Minimum Net is 84.05%

Started by Allan Robinson Aug 10, 2016. 0 Replies

Comment Wall


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Comment by Brett Goldsmith on February 27, 2018 at 2:48pm

@Julissa = Here's an example. Appraisal for VA 100k. NET to 1st MTG 80,450 minimum after all closing costs. At times they will want more then this. They do not always accept the minimum. Also, they won't give relocation unless if they are exceeding minimum too.

[email protected]


Comment by Guerry Clegg on February 27, 2018 at 7:05am


This is what I have received on the last several Chase VA short sales.

It makes no sense because VA is only concerned with the 84.05 percent net. In fact, I always thought that VA limited closing costs to 3 percent because that's what the negotiators said. Turns out that there's not even a 3 percent limit.

Comment by Wendy Rulnick on February 27, 2018 at 6:37am

@Julissa - the net after closing costs is what they seek. All closing costs.

Comment by Guerry Clegg on February 27, 2018 at 4:08am
Chase has a stupid rule that it will only allow certain closing costs to be paid by the seller. I have escalated and received approval but have not always been successful. I had to get an email from VA to confirm that they would pay the claim.
Comment by Julissa Jumper on February 26, 2018 at 8:32pm

When we say VA short sale must net 84.05% of NOV, is that the net required AFTER deducting agent commissions and other seller costs? 

Comment by Julissa Jumper on February 26, 2018 at 8:19pm

I've tried going through old discussion posts trying to find this answer and will continue but am hoping someone may save me some time. my buyer submitted offer on Chase VA short sale. Offer price is over $1,000 above 84.05% of the newly appraised value and they have rejected our offer.

Where can I take it from here?

Comment by Bill Garrett on April 14, 2017 at 11:08am

My thanks to Corinn and Wendy.  Have a good weekend.

Comment by Corinn on April 14, 2017 at 9:21am

This is the most recent dispute form that I've received for a VA short sale.  I hope it's useful. VABPODispute.xls

Comment by Wendy Rulnick on April 14, 2017 at 9:06am

Bill - Be as detailed as you can, use a grid or CMA format, make adjustments. Show why. Use supporting evidence, such as inspection report, photos, etc.

Comment by Bill Garrett on April 14, 2017 at 7:23am

VA APPRAISAL DISPUTE............Our VA appraiser was either unaware of or ignored significant repair work that was needed.   No buyer is going to pay enough to hit the required net.  .............. Anything new about challenging a VA appraisal?  Still initiate by emailing   [email protected]?  Any required forms?............... I always welcome any suggestions on this stuff.  .............. Thanks.


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