Help Me! Discussions (268)

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Mortgage Debt Forgiveness expiring, what to do?

With the Mortgage Debt Forgiveness act expiring on Jan. 01, 2014, what are sellers to do?  We've been attempting to short sell our home sin…

Started by Carl Landella

3 Nov 11, 2013
Reply by Richard "RJ" Kas

Set amount of Freddie Mac for 2nd

Working a short with HSBC and SLS-HSBC serviced by PHH now- Have a 1st and a 2nd Seller filed bankruptcy 2 years ago and didn't reaffirm de…

Started by Cindy Florine

0 Oct 30, 2013

Only need to short sale second lien

I have not had this situation yet, the first lien should be covered by the purchase price, but the second will not. The second is with nati…

Started by Kathy Yannes

3 Oct 29, 2013
Reply by Lisa Cedillo

Owner of Mortgage Can't Be Found?

Problem - property has a second mortgage originally with Aurora and we can not find the investor that now holds it. First was also with Au…

Started by Joseph Kuhl

3 Oct 9, 2013
Reply by joe beauchamp

FORECLOSURE HELP COMPANIES

Remember the old adage if it sounds too good to be true it probably is!!!  Well, the 'foreclosure rescue' team that contacted me is present…

Started by Barbara Wing

0 Aug 16, 2013

IRS lien release

Hey gang, I have a short sale approval expiring next week (Wed). The IRS lien release request was submitted back in April, but we still hav…

Started by Mike McElroy

2 Aug 1, 2013
Reply by Lyonel Katz

Loan sold to new servicer, need to cut costs, can we buy a cheaper car?

In June 2012 we started our short sale with BOA and weeks before we were supposed to close they sold our loan to nationstar and we had to s…

Started by Cassandra Lynn Crull

9 Jul 23, 2013
Reply by joe beauchamp

Flagstar servicer for FHA Loan - After 8 months they closed the file HELP

I have been working on a short sale for months now. We complied with everything Flagstar has asked for.  Received an email on Friday statin…

Started by Linda Pillard

1 Jul 22, 2013
Reply by joe beauchamp

FHA Rental stopping short sale!

I heard from PNC a couple of days ago and they are still wanting to block you from moving forward due to issues with your tenant and the am…

Started by Andretta Pierce

3 Jul 17, 2013
Reply by Tara Samney

My seller removed fixtures

House is gutted, flooded in Hurricane Sandy.  Most of the drywall, all of the flooring and all of the appliances were removed right after t…

Started by Lisa D Arnold

3 Jul 12, 2013
Reply by Cami Pinsak

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