FNMA email format
Does anyone know the Fannie Mae email format? example: first.last@fanniemae.com
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Lowball offers
Just posing this question for anyone who cares to answer.
I have had several buyer's agents, who mostly represent investors, argue with me that our sellers should take the first offer even if it is a lowball offer because it will get the ball rolling
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Equator acceptance,09/20/10, then they add a line 09/21/10
BOA approved a counter offer of 158K on 09/20/10(paying 5000 closing costs), then on 09/21/10 revised and added 5000( cash contribution 1St lein), and reduced the closing costs to 4750.My Attys para legal cannot make the HUD balance, can anyone help?
Read more…Need Freddie Mac contact
I have the Mother of all short sales - going on 2 1/2 years with BofA.....we are ready for docs, and Freddie apparently won't extend the foreclosure past Friday. I need a contact over at Freddie. Please help!!!
Divorcing couple & BofA Short Sale
Talking to a couple who are geting a divorce. Neither can afford the home individually. Husband doesn't care if his credit is adversely affected. Wife does becuase they currently work for the same company & she feels she has to change jobs & wants to
Read more…time frame for lender to release lien?
I'm having some difficulty in getting Wells Fargo to release a lien on a property purchased almost a month ago. We have a buyer in wait, but he can't purchase and go forward with lending until the title shows the lien is released.
How long should
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Freddie Mac posts $2.5 billion 3Q loss, asks for another $100 million
When will this nonsense STOP! How much of those losses are from NOT approving a fair offer on a short sale? They refuse the short sale, spend the money to foreclose, spend money maintaining and repairing the house and then they list it for far les
Read more…Suntrust holding up deal
Home owner. Home in Ocala Fl bought for $1.5 million. Big deal went south couldnt keep up. Chase $1mill Suntrust $400k HELOC.
Have had 10 deals from $1.21mill to now $800K. I could've paid of Chase completely but they wouldnt return my calls.
Read more…Bank absolves investor from deficiency judgment
I just closed a short sale with American Home Mortgage and the bank agreed in writing not to pursue a deficiency judgment for an investor on the balance owed. I didn't even ask as I've never known a bank to forfeit their right to pursue a judgment on
Read more…Paperwork for Chase for shortsalea
Does anyone have any suggestions as to what to make sure to include in the hardship letter?
Read more…Absence of "Arms Length Affidavit"
1) If the bank doesn't present an ALA (Arms Length Affidavit) at closing, are the parties liable for any
kind of federal mortgage fraud prosecution if buyer is a distant relative ?
2) Is there a ques. on the Equator appl. as to the relationship b
Read more…Boiler Plate Letter says May pursue deficiency! Seller wants release in writing!
Short sale approved, no cash required from seller, no promisory note required. But the language remains "BofA may pursue deficiency. Its in the boiler plate letter shown on the site.
Has anyone negotiated this language and gotten in writing that
Read more…PMI and HAFA
Hi,
Can anyone help me? I have a HAFA approval and there is PMI on the loan. Now PMI is insisiting on a note. Is this acceptable with HAFA guidelines? Can PMI do this? Help.
Debbie Bannister
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Do you want to know if the negotiator actually got and open your email and attachments?
I just submitted a new short sale package to AHMSI and after 4 days of faxing and everyone saying they didn't have it, I overnighted a hard copy and sent it to a different fax number.
They finally got it and I was told a negotiator would be assigned
Read more…Quick Question for those who have dealt with Chase
Hey everyone,
Me and my fiance put an offer in on a short sale at the end of September. The listing agent specializes in short sales and before we even put the contract in she pinned the property and took it off the market. She only
Read more…Aurora hafa short sale
We have a complete workout packet as per Aurora...finally! I am almost positive we will be approved based on the progression on my Multiple Sclerosis and my husbands income reduction. We have an offer on the house which is also going to be a well doc
Read more…Aurora hafa short sale
We have a complete workout packet as per Aurora...finally! I am almost positive we will be approved based on the progression on my Multiple Sclerosis and my husbands income reduction. We have an offer on the house which is also going to be a well doc
Read more…ACI and HSBC
Anyone have any experience with ACI Debt Collections? I have approval on the first mortgage with Bank Of America but the second HSBC has turned the file over to ACI to collect the debt. They intially asked for $13,349.26 but Bank of America will o
Read more…Cash Reserves
Help, we were just declined by BofA for the HAFA Short Sale program. We had cash reserves in excess of $5000 but provided a detailed letter as to where the money came from and our monthly expenses. Our realtor acts as if this is all new to him, but i
Read more…**urgent** Bank of America and Fannie Mae sale date
I have an accepted short sale w/B of A via Equator. My seller's last payment was in June and we have never asked for an postponement before. The problem is that there is a sale date of 11/2! The negotiator and closer from BofA have both asked FM for
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