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  • Yes, one had a 2nd.  I absolutely never want an appraiser in a property without an agent.  Just for the reason you state.

    So, you must fight that value.  They will probably budge eventually.

  • My experience with US Bank (three deals, I think) is that they were slow to process, but the outcome was good.

    •  

      Did you have any with a 2nd lien?

      Did you meet the BPO agent with comps? I talked with one agent that was using a 3rd party for negotiating and he did not meet the BPO agent and the value came in to high and the bank would not budge.

      Thanks for your input!

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