There is nothing worse then getting a short sale approval letter and then ordering lien and title to find you have liens/Judgments to negotiate.  Especially if there is an IRS lien which takes at least 30 days to set aside the lien from the property.   The minute I get a complete short sale package, I ask the closing agent to order lien and title.   If there are liens then I have them negotiated simultaneously with the short sale itself and put the liens on the HUD to attempt to get the bank pay for all or part of the liens.  I find that many times they will pay for a portion of them, especially the HOA liens.  

Sincerely,

Kristine Zelazo

The Short Sale Gal, Inc.

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