Seller seelking Citi SS due to Home Vandalized & set on filre 2x's - Short Sale Superstars2024-03-28T14:57:06Zhttps://shortsalesuperstars.com/forum/topics/seller-seelking-citi-ss-due-to-home-vandalized-set-on-filre-2x-s?groupUrl=citi&feed=yes&xn_auth=noThanks so much Ben. I did ema…tag:shortsalesuperstars.com,2015-08-12:3468065:Comment:3673002015-08-12T18:45:06.167ZAnna Williamsonhttps://shortsalesuperstars.com/profile/lexidar
<p>Thanks so much Ben. I did email you a request for a copy of the QWR you use for this. Please check your email.</p>
<p>Thanks so much Ben. I did email you a request for a copy of the QWR you use for this. Please check your email.</p> You just need to go up the fo…tag:shortsalesuperstars.com,2015-08-12:3468065:Comment:3672972015-08-12T17:59:07.021ZBen Benitahttps://shortsalesuperstars.com/profile/BenBenita
<p>You just need to go up the food chain at CITI, or, reach out to the Investor on the loan directly (the lower level negotiators will only read to you from the scripts they are given.....get the people on the phone that WRITE the scripts and you can get this done).</p>
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<p>You can email me - Ben@ShortSaleShop.net</p>
<p>for a copy of the letter (QWR) we use for this, have us handle the issue/negotiations for you, Google "CITI corporate numbers or stock symbol", or use any of a number of…</p>
<p>You just need to go up the food chain at CITI, or, reach out to the Investor on the loan directly (the lower level negotiators will only read to you from the scripts they are given.....get the people on the phone that WRITE the scripts and you can get this done).</p>
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<p>You can email me - Ben@ShortSaleShop.net</p>
<p>for a copy of the letter (QWR) we use for this, have us handle the issue/negotiations for you, Google "CITI corporate numbers or stock symbol", or use any of a number of other resources to get the people you need on the phone!!!</p>
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<p>Best of luck, let me know if I can help!!!</p> Thank you Thom. Those were my…tag:shortsalesuperstars.com,2015-08-12:3468065:Comment:3671122015-08-12T17:47:42.309ZAnna Williamsonhttps://shortsalesuperstars.com/profile/lexidar
Thank you Thom. Those were my thoughts as well. I did refer her to an Attorney.
Thank you Thom. Those were my thoughts as well. I did refer her to an Attorney. Owning property in a high cri…tag:shortsalesuperstars.com,2015-08-12:3468065:Comment:3670332015-08-12T17:18:57.863ZThom Colby CA Brkr 888-391-5245https://shortsalesuperstars.com/profile/ThomColby
<p>Owning property in a high crime area is certainly not a "hardship". A Lender will not want a property that they will then have to protect and manage. As for the Insurance payment - she really needs to speak with an Attorney - as a Broker, I would never advise a client in what will ultimately be a legal matter.</p>
<p>Your Seller is obligated to protect and maintain the property per her loan docs especially since she is current on payments.</p>
<p>If she was delinquent by many months and…</p>
<p>Owning property in a high crime area is certainly not a "hardship". A Lender will not want a property that they will then have to protect and manage. As for the Insurance payment - she really needs to speak with an Attorney - as a Broker, I would never advise a client in what will ultimately be a legal matter.</p>
<p>Your Seller is obligated to protect and maintain the property per her loan docs especially since she is current on payments.</p>
<p>If she was delinquent by many months and the property was vacant, Citi would initiate "Property Preservation", board-up the house and go through the FC process.</p>
<p>IMHO, I think the seller is stuck between a rock and a hard place. She obviously can afford the mortgage, she has a claim that is being paid by the insurance company that will cover the damage, she has an obligation to the lender to preserve and protect the property.</p>
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<p>Good luck !</p>