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  • Nope.  Not remotely.  the second lien holder can demand whatever they want.  If they want 20% of the loan balance, they can demand it.  If they want you to slash your commission to approve, they can.  HAFA and second lien holders are like fire and oil, they are NOT a good mix.  HOPEFULLY you have a second lien holder that is ammenable to the sale, but if you don't have that, be prepared for a battle.

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