Negotiate with LCS

Robin M. Willis August 10, 2011 at 8:01am

Apparently all the representatives at LCS are pompous, arrogant, and condescending. They try to "bully" you into agreeing to their outrageous terms. I spoke to Mary Vincent there and got nowhere. I finally asked for her supervisor. She stalled so I asked again and told her that I would contact their CEO if she didn't transfer me. Her exact response to me was to say sarcastically, "Well aren't YOU impressive," followed by laughter.

So professional...... NOT

Elaine Cooper > Robin M. Willis June 18, 2012 at 8:54am

I agree - very unprofessional -

LCS was offered 5% on my short sale deal - they want 25% on a $40K loan balance.

I have asked Chase to take back the file - they will not do it.

Next step is to try a Supervisor at LCS ! These people are sharks.

Taya Katz April 11, 2011 at 2:03pm

NINA = No Income No Asset (stated income and stated assets) for underwriting purposes. It should not make a difference if you are doing a short sale though.

Elizabeth Monje said:

Can anyone tell ME how do you go the legal department of a bank, if the loan was a NINA? I never heard of that one, do I submitt the SS package to that department? Do I write a letter? How does this work? I have a SS for 2 years now and BoA dont want to accept any of the offers that have come in over 100! every single one denied! What am I supposed to do or say? Please advise! Thank you much!

Fred Dezwart said:
Victor and Jeff,

Thank you both for your responses.

Jeff Payne said:
Call EMC and have them take the file back, we just ran into the same thing with LCS. The Chris that Victor speaks of is Chris Rupert, he is an arrogant jerk.
Collection Manager
+1.720.221.5791
chris.rupert@lcsfin.com
LCS Financial 6560 Greenwood Plaza Blvd Ste 375
Englewood, CO 80111-7106
USA

also
Steve Locklear
Chief Collections Officer

+1.720.221.5779
steve.locklear@lcsfin.com

LCS Financial 6560 Greenwood Plaza Blvd Ste 375
Englewood, CO 80111-7106
USA

brian Gormley May 19, 2010 at 10:15am

can you confirm the steve locklear email? I just tried it and it bounced. Have already spoken with Chris Rupert and he is demanding a $12k payoff on a $35k lien, with a purchase price of $40k and net to first lien of $31k.

Jeff Payne said:

Call EMC and have them take the file back, we just ran into the same thing with LCS. The Chris that Victor speaks of is Chris Rupert, he is an arrogant jerk.
Collection Manager
+1.720.221.5791
chris.rupert@lcsfin.com
LCS Financial 6560 Greenwood Plaza Blvd Ste 375
Englewood, CO 80111-7106
USA

also
Steve Locklear
Chief Collections Officer

+1.720.221.5779
steve.locklear@lcsfin.com

LCS Financial 6560 Greenwood Plaza Blvd Ste 375
Englewood, CO 80111-7106
USA

Fred Dezwart February 8, 2010 at 8:46am

Hi Elizabeth,

I am not familiar with a NINA. Sorry.

Fred Dezwart

Elizabeth Monje said:

Can anyone tell ME how do you go the legal department of a bank, if the loan was a NINA? I never heard of that one, do I submitt the SS package to that department? Do I write a letter? How does this work? I have a SS for 2 years now and BoA dont want to accept any of the offers that have come in over 100! every single one denied! What am I supposed to do or say? Please advise! Thank you much!

Fred Dezwart said:
Victor and Jeff,

Thank you both for your responses.

Jeff Payne said:
Call EMC and have them take the file back, we just ran into the same thing with LCS. The Chris that Victor speaks of is Chris Rupert, he is an arrogant jerk.
Collection Manager
+1.720.221.5791
chris.rupert@lcsfin.com
LCS Financial 6560 Greenwood Plaza Blvd Ste 375
Englewood, CO 80111-7106
USA

also
Steve Locklear
Chief Collections Officer

+1.720.221.5779
steve.locklear@lcsfin.com

LCS Financial 6560 Greenwood Plaza Blvd Ste 375
Englewood, CO 80111-7106
USA

Elizabeth Monje February 7, 2010 at 4:45pm

Can anyone tell ME how do you go the legal department of a bank, if the loan was a NINA? I never heard of that one, do I submitt the SS package to that department? Do I write a letter? How does this work? I have a SS for 2 years now and BoA dont want to accept any of the offers that have come in over 100! every single one denied! What am I supposed to do or say? Please advise! Thank you much!

Fred Dezwart said:

Victor and Jeff,

Thank you both for your responses.

Jeff Payne said:
Call EMC and have them take the file back, we just ran into the same thing with LCS. The Chris that Victor speaks of is Chris Rupert, he is an arrogant jerk.
Collection Manager
+1.720.221.5791
chris.rupert@lcsfin.com
LCS Financial 6560 Greenwood Plaza Blvd Ste 375
Englewood, CO 80111-7106
USA

also
Steve Locklear
Chief Collections Officer

+1.720.221.5779
steve.locklear@lcsfin.com

LCS Financial 6560 Greenwood Plaza Blvd Ste 375
Englewood, CO 80111-7106
USA

Fred Dezwart February 5, 2010 at 1:06pm

Victor and Jeff,

Thank you both for your responses.

Jeff Payne said:

Call EMC and have them take the file back, we just ran into the same thing with LCS. The Chris that Victor speaks of is Chris Rupert, he is an arrogant jerk.
Collection Manager
+1.720.221.5791
chris.rupert@lcsfin.com
LCS Financial 6560 Greenwood Plaza Blvd Ste 375
Englewood, CO 80111-7106
USA

also
Steve Locklear
Chief Collections Officer

+1.720.221.5779
steve.locklear@lcsfin.com

LCS Financial 6560 Greenwood Plaza Blvd Ste 375
Englewood, CO 80111-7106
USA

Jeff Payne February 5, 2010 at 10:36am

Call EMC and have them take the file back, we just ran into the same thing with LCS. The Chris that Victor speaks of is Chris Rupert, he is an arrogant jerk.
Collection Manager
+1.720.221.5791
chris.rupert@lcsfin.com
LCS Financial 6560 Greenwood Plaza Blvd Ste 375
Englewood, CO 80111-7106
USA

also
Steve Locklear
Chief Collections Officer

+1.720.221.5779
steve.locklear@lcsfin.com

LCS Financial 6560 Greenwood Plaza Blvd Ste 375
Englewood, CO 80111-7106
USA

VIctor T. Gurrola February 5, 2010 at 10:00am

I just spoke to one of the Supervisors Chris, they won’t give me his last name but I have his Ext. (5947). he was more arrogant then my negotiator but more business minded, the first guy I was talking to was asking for 25,000.00 and I got Chris to come down to 7,000.00 but still too much, I will by pass them all together and go to the note holders legal department which in my case is Chase, I have done so before and it has worked well.

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Negotiate with LCS

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