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Greentree 2nd that was charged off telling me they don't have to abide by Fannie Mae Guidelines

Does anyone know the validity of this? Greentree told me that when the file goes to charge off that they can ask for whatever they want and do not have to waive the deficiency. Is this true???

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Greentree 2nd that was charged off telling me they don't have to abide by Fannie Mae Guidelines

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