I have a HAFA approved short sale, owner occupied where supposedly Fannie Mae is asking for a large promissory note, according to credit union.   I haven't seen that in a long time.  Doesn't make sense he qualifies for a $3000 hafa credit and then they ask for a promissory note?  Any thoughts?  Credit Unions are really tough to work with.

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Do you have a HAFA Short Sale Agreement?

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