Richard Zaretsky
  • Male
  • West Palm Beach, FL
  • United States
  • FLORIDA
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Richard Zaretsky's Discussions

DO WE HAFA HAFA? BOA AND OTHERS RE-INTERPRET HAFA ELIGIBILITY

Started this discussion. Last reply by Kristin Johnsen Oct 10, 2011. 10 Replies

 

Richard Zaretsky's Page

Profile Information

First Name
RICHARD
Last Name
ZARETSKY
State
FLORIDA
City
WEST PALM BEACH
My Profile
Learn more about me at www.florida-counsel.com. We represent distressed borrowers (residential, investment and commercial) as well as commercial lenders.

Richard Zaretsky's Blog

LAW CHANGE - TENANTS IN FORECLOSURE CAN STAY THE FULL TERM

Posted on September 24, 2013 at 1:30am 0 Comments

The Protecting Tenants at Foreclosure Act of 2009 clearly stated that any lease entered into AFTER the notice of foreclosure did not have the protection of the Act to allow the full lease term to run.  But the Dodd-Frank Wall Street Reform and…

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FLORIDA NEW FORECLOSURE LAW - HOW IT AFFECTS BROKER ADVICE TO CLIENTS

Posted on June 25, 2013 at 12:58am 1 Comment

If you have a client that has a just filed or soon to be filed residential foreclosure action in Florida, what new timelines can you expect under the new Florida Foreclosure Law?  Effective with all NEW lawsuits filed on or after July 1, 2013 the new streamlined foreclosure procedures law will govern how fast the lawsuit will proceed – or at least that is the theory behind the new law.  Reality can be quite something else.

Under the law as it existed before June 7, 2013 (the date…

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WITH FOREIGN BUYERS AND SELLERS - REALTORS NEED TO KNOW ABOUT FIRPTA

Posted on June 5, 2013 at 1:48am 1 Comment

With foreign buyers again flocking to buy United States real estate, it is important as a Buyer Realtor to remember to advise them of their obligations and liabilities when they sell it.  FIRPTA (Foreign Investment in Real Property Tax Act) has been around for decades, yet many Realtors forget to tell their foreign buyers of the implications of FIRPTA when the foreigner is looking to buy, thereby possibly short changing their client on options and surprising them with expenses when they…

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QUIET TITLE GONE WRONG - WHY QUIET TITLE IS USUALLY WISHFUL THINKING

Posted on April 18, 2013 at 12:50pm 0 Comments

As a further sad saga on the false hope of Quiet Title lawsuits being a fabulous answer to homeowners trying to invalidate their mortgages, a Florida foreclosure defense attorney who tried the scheme on his own property is now missing and has absconded with over $3 million that was in his law firm and title company trust accounts.  The scheme to eliminate the homeowner’s mortgages was discussed in my last article, …

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PRINCIPAL REDUCTIONS – WILL THE BANK GUARANTEE THE VALUE OF YOUR HOME?

Posted on January 27, 2012 at 4:35pm 2 Comments

In a briefing by Credit Suisse this week, the financial giant’s opinion was that reducing principal balances of underwater mortgages is a risky idea that has not been shown to keep underwater borrowers from later defaults.  In my practice as a Florida real estate lawyer, that opinion flies in the face of borrower sentiment.  The guiding force in the Credit Suisse statement seems to be the “…

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At 2:37am on August 6, 2009, Wendy Rulnick said…
Hi Richard - Bryant and I are thrilled to have you on our site! Let us know if you have any questions or suggestions!
 
 
 

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