Trying to close a Fannie Mae REO with an FHA loan . The buyers lender insist on having the ammendetory clause fully executed but Fannie Mae says they are except . 

Who is right 

The property appraised over the value anyway so to me its inconsequential anyway , but no one will budge , so we are stuck 

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Yep, silly. I just had the same exact situation, the listing agent signed it, right or wrong. I looked up the FHA guidelines, and They said FANNIE was exempt, but the lender insisted.

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