Is a seller allowed to sell personal property to a buyer and make $

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It wouldn't be allowed to be included as part of the sale of the property from my experience. It may depend on how things are structured and I'd disclose the necessary information to the bank to see if they are okay with it.

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You mean like a 5 year old Rooms To Go living room set for $400, yes. For $10k, no. Lots of gray in between.

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