Hi Gang, I have a BOA approval on our 1st and we are trying to settle a Citi 2nd that has been sent to NCO. NCO claims they did not buy this note and are negotiating for Citi, and that Citi will only release the lien for 50% of the balance, which ends up being around $14K. The seller in this situation has about $30K in the bank which is why they are asking for so much. She is willing to pay $8K or $9K but will walk if forced to pay the full 50%. NCO says it is their final and best offer. Any suggestions on negotiating this down?

Thanks!

Scott