Since we (the buyers) started this endeavor in July (2011), we've pushed the foreclosure date 4 times, had countless negotiations with the bank and just this month we FINALLY came to an agreement with them. A verbal agreement that is. It's been 3 weeks and we still haven't received anything in writing so we pushed the foreclosure a 5th time. Is the bank just pushing it so they can keep sitting on this contract and eventually just say no? How long does it typically take from a verbal contract to a written contract? There are major HOA fees that are owed that we are willing to pay but each month this contract gets pushed, the HOA tacks on another $1,000. I need hope that this will actually happen. We are going on month 7. Thanks!