I am a realtor in Oregon. Foreclosure in this state leaves a seller fee and clear of any deficiency judgements. I am working with a seller to sell his home as a Short Sale.  Carrington Mgt., his bank, reserves the right to proceed with the deficiency owed in the future up to 7 years. They may or may not come back to the seller according to them, but reserve the right to.  I cannot get a negotiator until an offer is presented by the buyer.  Am told I can negotiate right up to  closing and ask for this forgiveness of debt to be put in closing documents, but that is a BIG maybe to me without the banks prior approval. Realtors and short sale negotiators I know are telling me to negotiate right up to the end for this, but I am VERY CONCERNED if my sellers do not get the forgiveness of debt and then decide to walk at closing. Any suggestions?